T

Transwarranty Finance Limited

TFLNSE
Market snapshot · 2026-08-12 15:33 UTC

11.49

+₹0.06 (+0.52%)

MARKET CAP

₹63.33 Cr

STOCK P/E

52W HIGH

₹18.50

52W LOW

₹10.21

BOOK VALUE

₹5.12

EPS

₹-0.81

ROE

SECTOR

Financials

DEBT/EQUITY

107.02

VOLUME

5,088

P/B RATIO

2.24x

PEG RATIO

Sector

Financials

Themes

Diversified Financials
₹16.49₹14.97₹13.45₹11.93₹10.41VolumeAug '25Sep '25Nov '25Jan '26Mar '26Apr '26Jun '26Aug '26

AI Summary

✦ Clartha

Transwarranty Finance Limited is a financial services company, but the supplied information does not identify its revenue-generating products or segments. No recent development is reported, leaving operational growth and margin catalysts unclear. Margins are described as stable, but ROE, leverage, growth, and profitability data are unavailable for earnings-quality assessment. Valuation is indeterminate because P/E and sector benchmarks are unavailable, warranting a neutral view until disclosures clarify business mix, returns, and balance-sheet risk.

Forecast

Analyst targets, estimate history, and probabilistic forward ranges for TFL.

Coverage check

Price Forecast

Current
₹11.49
High Target
Median Target
Low Target
Now₹11.49Aug '25Now12M Target
Price history (1Y)
Analyst target range

Probabilistic Range

Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.

Time horizonRange ()Probability
3M₹6.85 - ₹14.3580%
6M₹5.07 - ₹14.4380%
12M₹3.04 - ₹13.3480%
Realized vol: +57.7% · Drift: -42.4%

Revenue Forecast

₹ Cr
Apr '26Current₹2.0
Mar '16: ₹3.0 · Apr '26: ₹2.0
Mar '16Apr '263.02.0
PastCurrent

EPS Forecast

₹ / share
PastCurrent
Analyst price target unavailable from FMP/yfinance. EPS forecast unavailable from FMP/yfinance. Analyst pillar unavailable from FMP/yfinance.
Market Intelligence

Multi-factor synthesis of 5 key dimensions

Overall Outlook
Mixed
53%
Analyst Consensus
Unavailable

Analyst coverage unavailable

Mean upsideNot available

Fundamentals

Weakening

Fundamentals institutional score is 24 using growth durability 24.5.

Valuation

Attractive relative to peers

Valuation institutional score is 81 using relative multiple z-scores where peer dispersion is available.

Analyst Consensus

Unavailable

No usable analyst target or recommendation data was available.

Technical Structure

Mixed Momentum

Technicals institutional score is 59 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.

Market Sentiment

Unavailable

This data source has not been supplied for the decision payload.

Signal Summary

Market intelligence remains Mixed. valuation provide support, while fundamentals remain considerations.

Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.

Fundamentals WeakeningValuation Attractive relative to peersTechnical Structure Mixed Momentum

Key Data Points

Mean Target PriceUnavailable
Mean UpsideNot available
Technical Score59%
Fundamental Score25%
Data CoverageMedium

Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.

Valuation Metrics

Forward Valuation Outlook

Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.

P/B
Strongly Undervalued

5Y Average

2.57

Current

2.24

Overvalued

2.96

Undervalued

2.19

P/S
Strongly Undervalued

5Y Average

6.27

Current

5.37

Overvalued

6.87

Undervalued

4.29

Peers & Comparison

Sector: Financials · Theme: Diversified Financials

Diversified Financials Business Peers8 peers
Avg P/E: 26.9x
CompanyRev. GrowthMarginP/Evs Avg52W Perf.
BAID FINSERV LIMITED
BAIDFINDiversified Financials
+59.7%26.0%
8.7x
Undervalued
-68% vs avg
-16.4%
MOTILAL OSWAL FIN LTD
MOTILALOFSDiversified Financials
+23.9%23.0%
28.0x
Fair
+4% vs avg
-4.4%
CHOLAMANDALAM FIN HOL LTD
CHOLAHLDNGDiversified Financials
+16.8%11.5%
11.9x
Undervalued
-56% vs avg
-14.0%
CENTRUM CAPITAL LIMITED
CENTRUMDiversified Financials
+62.9%-13.8%
-30.1%
FINKURVE FINANCIAL SERV L
FINKURVEDiversified Financials
-12.1%18.8%
33.0x
Premium
+23% vs avg
-49.1%
JIO FIN SERVICES LTD
JIOFINConsumer Finance
+208.2%55.0%
79.8x
Premium
+197% vs avg
-23.5%
MUTHOOT FINANCE LIMITED
MUTHOOTFINConsumer Finance
+35.3%55.5%
10.1x
Undervalued
-62% vs avg
+16.2%
INDIAN RENEWABLE ENERGY
IREDASpecialized Finance
+23.7%46.0%
16.8x
Undervalued
-38% vs avg
-17.7%
Diversified Financials Theme Peers8 peers
Avg P/E: 17.6x
CompanyRev. GrowthMarginP/Evs Avg52W Perf.
BAID FINSERV LIMITED
BAIDFINDiversified Financials
+59.7%26.0%
8.7x
Undervalued
-51% vs avg
-16.4%
MUTHOOT CAP SERV LTD
MUTHOOTCAPDiversified Financials
+64.0%9.3%
17.8x
Fair
+1% vs avg
-3.4%
MOTILAL OSWAL FIN LTD
MOTILALOFSDiversified Financials
+23.9%23.0%
28.0x
Premium
+59% vs avg
-4.4%
CHOLAMANDALAM FIN HOL LTD
CHOLAHLDNGDiversified Financials
+16.8%11.5%
11.9x
Undervalued
-32% vs avg
-14.0%
CENTRUM CAPITAL LIMITED
CENTRUMDiversified Financials
+62.9%-13.8%
-30.1%
FINKURVE FINANCIAL SERV L
FINKURVEDiversified Financials
-12.1%18.8%
33.0x
Premium
+87% vs avg
-49.1%
NORTHERN ARC CAPITAL LTD
NORTHARCDiversified Financials
+43.9%36.6%
10.6x
Undervalued
-40% vs avg
+19.4%
MANBA FINANCE LIMITED
MANBADiversified Financials
+19.0%33.8%
13.5x
Undervalued
-23% vs avg
-5.2%
WHY THESE PEERS

Comparable-scale peer data is limited — showing nearest stored business/industry peers instead of an empty comparison.

Financials

Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.

Latest revenue

₹2.20 CrApr 2026

Interest

₹-0.68 CrProfit conversion

Performance

Bars show revenue and net profit. The line shows net margin.

Rs crore + margin %
Q4 '160.00 Cr0.70 Cr1.40 Cr2.10 Cr2.80 Cr
  • Revenue
  • Net income
  • Net margin %

Earnings

Revenue is shown in crores. EPS is rupees per share.

Rs crore + Rs/share
Q4 '160.00 Cr0.70 Cr1.40 Cr2.10 Cr2.80 Cr
  • Revenue
  • EPS

Revenue to profit conversion

Bridge from operating numbers to profit for the latest reported period.

Rs crore
RevenueDepreciationInterest0.00 Cr0.55 Cr1.10 Cr1.65 Cr2.20 Cr

Latest reported period: Apr 2026

Debt level and coverage

Debt, cash and free cash flow compared on the same crore scale.

Rs crore
Annual view
202020212022202320240.00 Cr10 Cr20 Cr30 Cr40 Cr
  • Debt
  • Free cash flow
  • Cash & equivalents

Results

MetricMar 2016Apr 2026
Sales2.652.2
Interest0.68
Depreciation0.010.06

All values in Rs. Crore unless otherwise stated. Source: CMIE Prowess, Quarterly Interim Standalone.

Shareholding Pattern

HolderMar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters56.00%56.00%56.00%54.84%53.99%
Public20.33%20.40%20.62%22.74%21.41%
Others23.67%23.60%23.38%22.42%24.60%
Mar 2026
Promoters
Public
Others