Last Updated: July 22, 2026
These Terms govern your access to and use of Clartha, an AI investment research and portfolio intelligence platform operated by Clartha (“we”, “us”, or “our”).
By using the platform, you agree to these Terms and our Privacy Policy. Your use is also subject to the processing of personal data under India’s Digital Personal Data Protection Act, 2023. If you do not agree, do not use Clartha.
Clartha is intended only for individuals who are 18 years of age or older. By using the platform, you represent and warrant that you are at least 18 years old and have the legal capacity to agree to these Terms. You must not use Clartha or provide personal data if you do not meet this requirement.
Clartha provides software, AI research tools, market data interfaces, portfolio organization, and informational analysis. Clartha does not provide individualized investment advice, portfolio management, trading recommendations, tax advice, legal advice, or financial planning.
Regulatory status
Clartha uses automated systems and AI models to summarize, classify, search, and reason over market, company, portfolio, and user-provided data.
AI outputs may be incomplete, inaccurate, stale, biased, internally inconsistent, or based on incorrect assumptions. They may omit material risks or misread sources. You must not treat AI output as a substitute for professional judgment or independent diligence.
You must provide accurate, complete, and current account information, including information confirming that you meet the age eligibility requirement. You must protect your credentials and notify us if you suspect unauthorized access. You are responsible for activity under your account unless caused by our breach of these Terms.
Transactional and service communications, including account, authentication, security, billing, legal, and support emails, are part of the service and are not optional while your account or requested service is active. We send marketing emails, newsletters, and promotions only with separate opt-in consent. You may withdraw marketing consent at any time without losing access to Clartha or its essential services.
You agree not to:
Clartha may rely on exchanges, filings, market-data providers, broker APIs, AI providers, payment processors, cloud services, and other third parties. We do not control third-party data or services and do not guarantee their accuracy, availability, timeliness, or completeness.
Clartha, including its software, interfaces, workflows, models, prompts, data organization, visual design, and platform content, is owned by or licensed to us. Subject to these Terms, you receive a limited, non-transferable, revocable right to use the platform for your personal or internal business research.
Paid features, usage limits, billing cycles, invoices, refunds, upgrades, downgrades, and cancellations are governed by the plan terms shown at purchase and any payment processor terms that apply to the transaction.
Clartha is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, uninterrupted availability, and error-free operation.
To the fullest extent permitted by law, Clartha will not be liable for indirect, incidental, special, consequential, punitive, investment, trading, market, data-loss, business-interruption, or lost-profit damages arising from use of or reliance on the platform.
You agree to indemnify and hold Clartha harmless from claims, losses, liabilities, damages, and expenses arising from your misuse of the platform, violation of these Terms, unauthorized data use, or reliance on platform outputs.
We may suspend or terminate access if you violate these Terms, create legal or security risk, fail to pay amounts due, misuse the platform, or if continued service is not commercially or legally feasible.
These Terms are governed by the laws of India. Disputes will be resolved through courts or arbitration in Bengaluru, India, unless applicable law requires another forum.
We may update these Terms as the platform, laws, vendors, or business practices change. Continued use after the updated date means you accept the revised Terms.
For questions, contact: support@clartha.com