AI Summary
✦ ClarthaValuation Metrics
Trading 3.4% below historical median. Valuation is stable — currently in the strongly undervalued zone (z-score: -0.24). Confidence: 90%.
Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.
5Y Average
1.69
Current
1.62
Overvalued
1.94
Undervalued
1.43
5Y Average
13.69
Current
13.56
Overvalued
14.42
Undervalued
13.46
5Y Average
4.63
Current
4.60
Overvalued
5.32
Undervalued
3.93
Peers & Comparison
Sector: Financials · Theme: Diversified Financials
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
FINKURVE FINANCIAL SERV L FINKURVEDiversified Financials | -12.1% | 18.8% | 32.5x Premium | +21% vs avg | -50.1% |
CENTRUM CAPITAL LIMITED CENTRUMDiversified Financials | +62.9% | -13.8% | — | — | -33.1% |
BAID FINSERV LIMITED BAIDFINDiversified Financials | +59.7% | 26.0% | 8.7x Undervalued | -68% vs avg | -15.8% |
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials | +16.8% | 11.5% | 12.5x Undervalued | -53% vs avg | -11.8% |
MOTILAL OSWAL FIN LTD MOTILALOFSDiversified Financials | +23.9% | 23.0% | 27.3x Fair | +2% vs avg | -5.3% |
MUTHOOT FINANCE LIMITED MUTHOOTFINConsumer Finance | +35.3% | 55.5% | 10.3x Undervalued | -62% vs avg | +11.6% |
INDIAN RENEWABLE ENERGY IREDASpecialized Finance | +23.7% | 46.0% | 17.1x Undervalued | -36% vs avg | -17.3% |
JIO FIN SERVICES LTD JIOFINConsumer Finance | +208.2% | 55.0% | 79.1x Premium | +195% vs avg | -21.6% |
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
FINKURVE FINANCIAL SERV L FINKURVEDiversified Financials | -12.1% | 18.8% | 32.5x Premium | +88% vs avg | -50.1% |
SIL INVESTMENTS LIMITED SILINVDiversified Financials | — | 60.2% | 12.0x Undervalued | -31% vs avg | -21.1% |
MUTHOOT CAP SERV LTD MUTHOOTCAPDiversified Financials | +64.0% | 9.3% | 17.6x Fair | +2% vs avg | -4.8% |
CENTRUM CAPITAL LIMITED CENTRUMDiversified Financials | +62.9% | -13.8% | — | — | -33.1% |
BAID FINSERV LIMITED BAIDFINDiversified Financials | +59.7% | 26.0% | 8.7x Undervalued | -50% vs avg | -15.8% |
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials | +16.8% | 11.5% | 12.5x Undervalued | -28% vs avg | -11.8% |
NORTHERN ARC CAPITAL LTD NORTHARCDiversified Financials | +43.9% | 36.6% | 10.6x Undervalued | -39% vs avg | +19.8% |
MOTILAL OSWAL FIN LTD MOTILALOFSDiversified Financials | +23.9% | 23.0% | 27.3x Premium | +58% vs avg | -5.3% |
Comparable-scale peer data is limited — showing nearest stored business/industry peers instead of an empty comparison.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹93 CrJun 2026Latest net profit
₹13 CrJun 2026Free cash flow
₹-379 CrMar 2026Net Profit
₹13 CrProfit conversionPerformance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Jun 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Free cash flow
- Cash & equivalents
Results
| Metric | Mar 2023 | Jun 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 35 | 35 | 48 | 55 | 49 | 65 | 69 | 68 | 67 | 78 | 90 | 93 | 93 |
| Interest | 16 | 18 | 22 | 24 | 23 | 27 | 28 | 29 | 32 | 35 | 42 | 43 | 44 |
| Expenses + | 15 | 13 | 19 | 19 | 18 | 21 | 23 | 27 | 23 | 26 | 30 | 33 | 32 |
| Financing Profit | 3 | 4 | 7 | 12 | 8 | 17 | 18 | 12 | 11 | 16 | 18 | 18 | 17 |
| Financing Margin % | 10% | 12% | 15% | 22% | 16% | 26% | 26% | 18% | 17% | 21% | 20% | 19% | 19% |
| Other Income + | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | -0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 4 | 4 | 6 | 11 | 7 | 16 | 16 | 11 | 12 | 15 | 17 | 17 | 16 |
| Tax % | 41% | 36% | 23% | 13% | 21% | 27% | 21% | 28% | 20% | 25% | 24% | 34% | 18% |
| Net Profit + | 2 | 3 | 5 | 10 | 5 | 12 | 13 | 8 | 10 | 11 | 13 | 11 | 13 |
| EPS in Rs | 1.96 | 2.13 | 3.85 | 2.60 | 1.38 | 2.32 | 2.58 | 1.60 | 1.94 | 2.27 | 2.60 | 2.22 | 2.64 |
| Gross NPA % | 3.56% | 3.37% | 3.64% | 2.83% | 3.68% | 3.47% | 3.38% | 3.58% | 3.41% | ||||
| Net NPA % | 2.89% | 2.70% | 2.84% | 2.21% | 2.82% | 2.64% | 2.57% | 2.67% | 2.52% | ||||
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).
Events Timeline
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome