AI Summary
✦ ClarthaPrice Forecast
Probabilistic Range
Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.
Revenue Forecast
₹ CrEPS Forecast
₹ / shareMulti-factor synthesis of 5 key dimensions
From 5 analysts
Fundamentals
Fundamentals institutional score is 84 using growth durability 83.7.
Valuation
Valuation institutional score is 64 using relative multiple z-scores where peer dispersion is available.
Analyst Consensus
Analyst View institutional score is 89 using mean target upside 27.8%; dispersion penalty 8.1; recommendation breadth from available consensus.
Technical Structure
Technicals institutional score is 88 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.
Market Sentiment
This data source has not been supplied for the decision payload.
Signal Summary
Market intelligence remains Supportive. fundamentals and analyst consensus provide support.
Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.
Key Data Points
Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.
Valuation Metrics
Trading 6.2% above historical median. Valuation is stable — currently in the overvalued zone (z-score: +0.51). Confidence: 76%.
Live forward EPS implies next-12-month EPS of ₹59.02. Applying the stock's normalized valuation corridor produces a fair range of ₹1,172.14 to ₹1,654.33, with base value near ₹1,510.32 (+72.2% vs current price).
Live forward estimate anchored to the company's historical valuation corridor.
Forward EPS
₹59.02
Forward P/E
14.9x
Base Fair Value
₹1,510.32
Fair Range
₹1,172.14 - ₹1,654.33
Upside To Base
+72.2%
Estimate Source
Live forward EPS
Growth Estimate
+8.7%
5Y Average
4.34
Current
4.10
Overvalued
4.99
Undervalued
3.69
5Y Average
23.90
Current
27.17
Overvalued
28.03
Undervalued
19.86
5Y Average
5.39
Current
6.12
Overvalued
6.15
Undervalued
4.52
Peers & Comparison
Sector: Financials · Theme: Diversified Financials
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials | +16.8% | 11.5% | 12.4x Undervalued | -73% vs avg | -12.3% |
INDIAN RENEWABLE ENERGY IREDASpecialized Finance | +23.7% | 46.0% | 17.0x Undervalued | -62% vs avg | -17.2% |
MUTHOOT FINANCE LIMITED MUTHOOTFINConsumer Finance | +35.3% | 55.5% | 10.2x Undervalued | -77% vs avg | +14.7% |
IFCI LTD IFCISpecialized Finance | — | 0.0% | 107.1x Premium | +136% vs avg | +44.0% |
JIO FIN SERVICES LTD JIOFINConsumer Finance | +208.2% | 55.0% | 79.9x Premium | +76% vs avg | -22.3% |
MOTILAL OSWAL FIN LTD trades at a discount (27.3x vs peer avg 45.3x), suggesting potential undervaluation relative to the Diversified Financials cohort. Peers include CHOLAMANDALAM FIN HOL LTD, INDIAN RENEWABLE ENERGY, MUTHOOT FINANCE LIMITED — selected based on business model, industry classification, market cap similarity, and business theme alignment.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹1.78K CrJun 2026Latest net profit
₹665 CrJun 2026Latest EPS
₹11.04Jun 2026Net margin
59.0%Jun 2026Performance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Earnings
Revenue is shown in crores. EPS is rupees per share.
- Revenue
- EPS
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Jun 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Debt
- Free cash flow
- Cash & equivalents
Results
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 884 | 1,067 | 1,125 | 1,485 | 1,518 | 1,781 | 1,238 | 821 | 1,505 | 1,091 | 1,221 | 941 | 1,776 |
| Expenses + | 488 | 578 | 532 | 714 | 714 | 803 | 674 | 658 | 701 | 672 | 689 | 758 | 733 |
| Operating Profit | 396 | 489 | 593 | 771 | 803 | 977 | 564 | 164 | 804 | 420 | 532 | 183 | 1,042 |
| OPM % | 45% | 46% | 53% | 52% | 53% | 55% | 46% | 20% | 53% | 38% | 44% | 19% | 59% |
| Other Income + | 34 | 3 | 8 | 20 | 13 | 23 | 39 | 30 | 30 | 33 | 30 | 37 | 35 |
| Interest | 71 | 100 | 118 | 160 | 178 | 212 | 210 | 199 | 177 | 184 | 216 | 261 | 271 |
| Depreciation | 15 | 15 | 21 | 21 | 19 | 21 | 24 | 23 | 23 | 24 | 25 | 24 | 24 |
| Profit before tax | 345 | 377 | 461 | 609 | 619 | 768 | 369 | -28 | 634 | 246 | 321 | -65 | 782 |
| Tax % | 17% | 18% | 18% | 15% | 16% | 23% | 22% | -71% | 16% | 21% | 24% | -25% | 15% |
| Net Profit + | 287 | 308 | 379 | 516 | 519 | 591 | 289 | -8 | 532 | 194 | 245 | -49 | 665 |
| EPS in Rs | 4.85 | 5.19 | 6.38 | 8.67 | 8.69 | 9.88 | 4.83 | -0.14 | 8.88 | 3.24 | 4.08 | -0.81 | 11.04 |
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).
Events Timeline
Revision In ESG Rating Received From ICRA ESG Ratings Limited: Upgrade In Impact Rating To '80 (Outstanding)' From '76 (Good)'
Announcement under Regulation 30 (LODR)-Earnings Call Transcript