Baid Finserv Limited

BAIDFINNSE

Market snapshot · 2026-08-10 22:16 UTC

₹9.98

₹-0.05 (-0.50%)

MARKET CAP

₹154.58 Cr

STOCK P/E

8.7x

52W HIGH

₹12.98

52W LOW

₹8.80

BOOK VALUE

₹15.03

EPS

₹1.15

ROE

7.27%

SECTOR

Financials

GROSS NPA

0.00%

VOLUME

24,682

P/B RATIO

0.66x

NET NPA

0.00%

Sector

Financials

Themes

Diversified Financials

Dividend

AI Summary

✦ Clartha

Price Forecast

Current

₹9.98

High Target

—

Median Target

—

Low Target

—

Price history (1Y)

Analyst target range

Probabilistic Range

Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.

Time horizonRange (₹)Probability

3M₹7.19 - ₹12.1680%

6M₹6.03 - ₹12.7080%

12M₹4.54 - ₹13.0080%

Realized vol: +41.1% · Drift: -17.7%

Revenue Forecast

₹ Cr

Mar '26Current₹25.0

Sep 2026 ETrend estimate range

High₹30.5Base₹28.2Low₹26.0

PastCurrentTrend estimate: Low / Base / High

EPS Forecast

₹ / share

Mar '26Current₹0.11

Sep 2026 ETrend estimate range

High₹0.42Base₹0.38Low₹0.33

PastCurrentTrend estimate: Low / Base / High

Analyst price target unavailable from FMP/yfinance. EPS forecast unavailable from FMP/yfinance. Analyst pillar unavailable from FMP/yfinance.

Market Intelligence

Multi-factor synthesis of 5 key dimensions

Overall Outlook

Neutral

63%

Analyst Consensus

Unavailable

Analyst coverage unavailable

Mean upsideNot available

Fundamentals

Weakening

Fundamentals institutional score is 27 using EVA spread proxy -4.7%; growth durability 34.9.

Valuation

Attractive relative to peers

Valuation institutional score is 93 using relative multiple z-scores where peer dispersion is available.

Analyst Consensus

Unavailable

No usable analyst target or recommendation data was available.

Technical Structure

Strong Trend

Technicals institutional score is 77 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.

Market Sentiment

Unavailable

This data source has not been supplied for the decision payload.

Signal Summary

Market intelligence remains Neutral. valuation and technical structure provide support, while fundamentals remain considerations.

Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.

Fundamentals WeakeningValuation Attractive relative to peersTechnical Structure Strong Trend

Key Data Points

Mean Target PriceUnavailable

Mean UpsideNot available

Technical Score77%

Fundamental Score27%

Data CoverageMedium

Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.

Valuation Metrics

Trading 19.3% below historical median. Valuation is stable — currently in the strongly undervalued zone (z-score: -0.85). Confidence: 57%.

Forward Valuation Outlook

Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.

P/B

5Y Average

0.84

Current

0.66

Overvalued

0.97

Undervalued

0.71

P/E

5Y Average

16.04

Current

8.72

Overvalued

17.96

Undervalued

9.41

P/S

5Y Average

4.96

Current

2.69

Overvalued

5.89

Undervalued

2.89

Peers & Comparison

Sector: Financials · Theme: Diversified Financials

Diversified Financials Business Peers8 peers

Avg P/E: 27.5x

Company	Rev. Growth	Margin	P/E	vs Avg	52W Perf.
MANBA FINANCE LIMITED MANBADiversified Financials	+19.0%	33.8%	13.6x Undervalued	-51% vs avg	-4.3%
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials	+16.8%	11.5%	12.5x Undervalued	-55% vs avg	-11.8%
CENTRUM CAPITAL LIMITED CENTRUMDiversified Financials	+62.9%	-13.8%	—	—	-33.1%
FINKURVE FINANCIAL SERV L FINKURVEDiversified Financials	-12.1%	18.8%	32.5x Premium	+18% vs avg	-50.1%
MOTILAL OSWAL FIN LTD MOTILALOFSDiversified Financials	+23.9%	23.0%	27.3x Fair	-1% vs avg	-5.3%
MUTHOOT FINANCE LIMITED MUTHOOTFINConsumer Finance	+35.3%	55.5%	10.3x Undervalued	-63% vs avg	+11.6%
INDIAN RENEWABLE ENERGY IREDASpecialized Finance	+23.7%	46.0%	17.1x Undervalued	-38% vs avg	-17.3%
JIO FIN SERVICES LTD JIOFINConsumer Finance	+208.2%	55.0%	79.1x Premium	+188% vs avg	-21.6%

Diversified Financials Theme Peers8 peers

Avg P/E: 18x

Company	Rev. Growth	Margin	P/E	vs Avg	52W Perf.
MANBA FINANCE LIMITED MANBADiversified Financials	+19.0%	33.8%	13.6x Undervalued	-24% vs avg	-4.3%
SIL INVESTMENTS LIMITED SILINVDiversified Financials	—	60.2%	12.0x Undervalued	-33% vs avg	-21.1%
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials	+16.8%	11.5%	12.5x Undervalued	-31% vs avg	-11.8%
MUTHOOT CAP SERV LTD MUTHOOTCAPDiversified Financials	+64.0%	9.3%	17.6x Fair	-2% vs avg	-4.8%
NORTHERN ARC CAPITAL LTD NORTHARCDiversified Financials	+43.9%	36.6%	10.6x Undervalued	-41% vs avg	+19.8%
CENTRUM CAPITAL LIMITED CENTRUMDiversified Financials	+62.9%	-13.8%	—	—	-33.1%
FINKURVE FINANCIAL SERV L FINKURVEDiversified Financials	-12.1%	18.8%	32.5x Premium	+81% vs avg	-50.1%
MOTILAL OSWAL FIN LTD MOTILALOFSDiversified Financials	+23.9%	23.0%	27.3x Premium	+52% vs avg	-5.3%

WHY THESE PEERS

Comparable-scale peer data is limited — showing nearest stored business/industry peers instead of an empty comparison.

Financials

Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.

Latest revenue

₹25 CrMar 2026

Latest net profit

₹1.66 CrMar 2026

Free cash flow

₹-35 CrMar 2026

Net Profit

₹1.66 CrProfit conversion

Performance

Bars show revenue and net profit. The line shows net margin.

Rs crore + margin %

Revenue
Net income
Net margin %

Revenue to profit conversion

Bridge from operating numbers to profit for the latest reported period.

Rs crore

Latest reported period: Mar 2026

Debt level and coverage

Debt, cash and free cash flow compared on the same crore scale.

Rs crore

Debt free

Free cash flow
Cash & equivalents

Results

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue +	15.18	18.24	15.01	17.51	15.15	18.89	19.65	21.34	22.12	23.78	23.84	24.63	25.01
Interest	4.03	5.29	5.51	5.71	6.54	7.09	7.65	7.26	7.34	7.99	7.99	8.18	7.81
Expenses +	7.44	5.41	6.20	5.14	6.40	8.04	9.16	7.60	9.55	10.31	9.71	10.84	15.35
Financing Profit	3.71	7.54	3.30	6.66	2.21	3.76	2.84	6.48	5.23	5.48	6.14	5.61	1.85
Financing Margin %	24.44%	41.34%	21.99%	38.04%	14.59%	19.90%	14.45%	30.37%	23.64%	23.04%	25.76%	22.78%	7.40%
Other Income +	-0.06	0.07	0.25	0.07	0.05	0.47	0.06	0.01	0.02	0.13	0.14	1.10	0.56
Depreciation	0.06	0.12	0.13	1.67	0.22	0.08	0.29	0.17	0.19	0.24	0.20	0.25	0.24
Profit before tax	3.59	7.49	3.42	5.06	2.04	4.15	2.61	6.32	5.06	5.37	6.08	6.46	2.17
Tax %	25.63%	25.23%	25.15%	28.66%	46.57%	24.58%	25.29%	25.16%	27.87%	25.14%	25.16%	26.47%	23.50%
Net Profit +	2.67	5.61	2.56	3.61	1.08	3.12	1.96	4.73	3.64	4.02	4.55	4.75	1.66
EPS in Rs	0.18	0.37	0.17	0.24	0.07	0.21	0.13	0.32	0.24	0.27	0.30	0.32	0.11
Gross NPA %
Net NPA %
Raw PDF

All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).

Shareholding Pattern

Holder	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters +	36.25%	36.25%	45.71%	47.39%	47.39%
FIIs +	0.29%	0.26%	0.21%	0.20%	0.19%
Public +	63.45%	63.49%	54.10%	52.41%	52.42%
Others	0.01%	—	—	—	—

Jun 2026

Promoters +

FIIs +

Public +

Events Timeline

Report On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Baid Finserv Limited.

Aug 06, 2026PDFCompany Reports Open

Corporate Action-Board to consider Dividend

Aug 04, 2026PDFCompany Reports Open

Board Meeting Intimation for Intimation Of The Board Meeting Held On Thursday, August 13, 2026 To Consider And Approve The Un-Audited Financial Results Of The Company For The Quarter Ended On June 30, 2026

Aug 04, 2026PDFCompany Reports Open

Announcement under Regulation 30 (LODR)-Newspaper Publication

Jul 09, 2026PDFCompany Reports Open

Report On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Baid Finserv Limited ('The Company').

Jul 06, 2026PDFCompany Reports Open