AI Summary
✦ ClarthaPrice Forecast
Probabilistic Range
Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.
Revenue Forecast
₹ CrEPS Forecast
₹ / shareMulti-factor synthesis of 5 key dimensions
Analyst coverage unavailable
Fundamentals
Fundamentals institutional score is 80 using growth durability 80.3.
Valuation
Valuation institutional score is 68 using relative multiple z-scores where peer dispersion is available.
Analyst Consensus
No usable analyst target or recommendation data was available.
Technical Structure
Technicals institutional score is 33 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.
Market Sentiment
This data source has not been supplied for the decision payload.
Signal Summary
Market intelligence remains Neutral. fundamentals and valuation provide support, while technical structure remain considerations.
Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.
Key Data Points
Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.
Valuation Metrics
Trading 10.9% below historical median. Valuation is declining — currently in the strongly undervalued zone (z-score: -0.66). Confidence: 79%.
Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.
5Y Average
0.63
Current
0.64
Overvalued
0.73
Undervalued
0.54
5Y Average
20.31
Current
17.82
Overvalued
23.40
Undervalued
18.34
5Y Average
1.89
Current
1.65
Overvalued
2.17
Undervalued
1.60
Peers & Comparison
Sector: Financials · Theme: Diversified Financials
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
FINKURVE FINANCIAL SERV L FINKURVEDiversified Financials | -12.1% | 18.8% | 33.0x Premium | +23% vs avg | -49.1% |
BAID FINSERV LIMITED BAIDFINDiversified Financials | +59.7% | 26.0% | 8.7x Undervalued | -68% vs avg | -16.4% |
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials | +16.8% | 11.5% | 11.9x Undervalued | -56% vs avg | -14.0% |
CENTRUM CAPITAL LIMITED CENTRUMDiversified Financials | +62.9% | -13.8% | — | — | -30.1% |
MOTILAL OSWAL FIN LTD MOTILALOFSDiversified Financials | +23.9% | 23.0% | 28.0x Fair | +4% vs avg | -4.4% |
INDIAN RENEWABLE ENERGY IREDASpecialized Finance | +23.7% | 46.0% | 16.8x Undervalued | -38% vs avg | -17.7% |
MUTHOOT FINANCE LIMITED MUTHOOTFINConsumer Finance | +35.3% | 55.5% | 10.1x Undervalued | -62% vs avg | +16.2% |
JIO FIN SERVICES LTD JIOFINConsumer Finance | +208.2% | 55.0% | 79.8x Premium | +197% vs avg | -23.5% |
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
MANBA FINANCE LIMITED MANBADiversified Financials | +19.0% | 33.8% | 13.5x Undervalued | -20% vs avg | -5.2% |
SIL INVESTMENTS LIMITED SILINVDiversified Financials | — | 60.2% | 11.9x Undervalued | -29% vs avg | -25.3% |
FINKURVE FINANCIAL SERV L FINKURVEDiversified Financials | -12.1% | 18.8% | 33.0x Premium | +96% vs avg | -49.1% |
BAID FINSERV LIMITED BAIDFINDiversified Financials | +59.7% | 26.0% | 8.7x Undervalued | -48% vs avg | -16.4% |
CHOLAMANDALAM FIN HOL LTD CHOLAHLDNGDiversified Financials | +16.8% | 11.5% | 11.9x Undervalued | -29% vs avg | -14.0% |
CENTRUM CAPITAL LIMITED CENTRUMDiversified Financials | +62.9% | -13.8% | — | — | -30.1% |
MOTILAL OSWAL FIN LTD MOTILALOFSDiversified Financials | +23.9% | 23.0% | 28.0x Premium | +67% vs avg | -4.4% |
NORTHERN ARC CAPITAL LTD NORTHARCDiversified Financials | +43.9% | 36.6% | 10.6x Undervalued | -37% vs avg | +19.4% |
Comparable-scale peer data is limited — showing nearest stored business/industry peers instead of an empty comparison.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹156 CrJun 2026Latest net profit
₹8.12 CrJun 2026Free cash flow
₹-386 CrMar 2026Net Profit
₹8.12 CrProfit conversionPerformance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Jun 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Free cash flow
- Cash & equivalents
Results
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.20 | 153.55 | 155.08 | 166.36 | 155.53 |
| Interest | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 | 77.58 | 77.87 |
| Expenses + | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.27 | 69.11 | 68.14 | 77.81 | 70.83 |
| Financing Profit | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 | 3.05 | 5.78 | 10.97 | 6.83 |
| Financing Margin % | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% | 1.99% | 3.73% | 6.59% | 4.39% |
| Other Income + | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 | 0.38 | 5.11 |
| Depreciation | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 | 3.60 | 1.09 |
| Profit before tax | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 | 3.71 | 10.31 | 7.75 | 10.85 |
| Tax % | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% | 23.99% | 25.90% | 30.84% | 25.16% |
| Net Profit + | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 | 2.83 | 7.65 | 5.37 | 8.12 |
| EPS in Rs | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 | 1.72 | 4.65 | 3.26 | 4.94 |
| Gross NPA % | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% | 6.46% | 6.44% | 6.96% | |
| Net NPA % | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% | 3.07% | 3.64% | 4.12% | |
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).