AI Summary
✦ ClarthaPrice Forecast
Probabilistic Range
Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.
Revenue Forecast
₹ CrEPS Forecast
₹ / shareMulti-factor synthesis of 5 key dimensions
From 25 analysts
Fundamentals
Fundamentals institutional score is 100 using growth durability 100.0.
Valuation
Valuation institutional score is 63 using relative multiple z-scores where peer dispersion is available.
Analyst Consensus
Analyst View institutional score is 48 using mean target upside 12.7%; dispersion penalty 26.3; recommendation breadth from available consensus.
Technical Structure
Technicals institutional score is 41 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.
Market Sentiment
Recent news flow is balanced or not decisive enough to tilt the tape. Based on 9 recent ticker-linked news items.
Signal Summary
Market intelligence remains Neutral. fundamentals provide support, while analyst consensus and technical structure remain considerations.
Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.
Key Data Points
Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.
Valuation Metrics
Trading 8.7% above historical median. Valuation is declining — currently in the strongly overvalued zone (z-score: +0.68). Confidence: 74%.
Live forward EPS implies next-12-month EPS of ₹33.49. Applying the stock's normalized valuation corridor produces a fair range of ₹2,659.78 to ₹3,617.92, with base value near ₹3,307.14 (+90.8% vs current price).
Live forward estimate anchored to the company's historical valuation corridor.
Forward EPS
₹33.49
Forward P/E
51.8x
Base Fair Value
₹3,307.14
Fair Range
₹2,659.78 - ₹3,617.92
Upside To Base
+90.8%
Estimate Source
Live forward EPS
Growth Estimate
+92.3%
5Y Average
11.75
Current
10.95
Overvalued
12.82
Undervalued
10.64
5Y Average
73.12
Current
107.37
Overvalued
108.03
Undervalued
79.42
5Y Average
7.43
Current
10.92
Overvalued
10.72
Undervalued
4.21
Peers & Comparison
Sector: Communication Services · Theme: Online Services
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
ONE 97 COMMUNICATIONS LTD PAYTMOnline Services | +27.7% | 7.2% | 143.7x Undervalued | -24% vs avg | +41.4% |
INFO EDGE (I) LTD NAUKRIOnline Services | +11.4% | 47.4% | 58.3x Undervalued | -69% vs avg | -3.0% |
SWIGGY LIMITED SWIGGYOnline Services | +37.3% | -15.0% | — | — | -29.1% |
INDIAMART INTERMESH LTD INDIAMARTOnline Services | +11.4% | 30.6% | 21.8x Undervalued | -88% vs avg | -30.4% |
URBAN COMPANY LIMITED URBANCOOnline Services | +43.6% | -19.4% | — | — | -13.8% |
MEDPLUS HEALTH SERV LTD MEDPLUSOnline Services | +21.8% | 2.9% | 39.6x Undervalued | -79% vs avg | -15.8% |
ETERNAL LIMITED ETERNALOnline Services | +182.0% | 0.6% | 676.6x Premium | +260% vs avg | +0.3% |
PB FINTECH LIMITED trades at a discount (105.3x vs peer avg 188.0x), suggesting potential undervaluation relative to the Online Services cohort. Peers include ONE 97 COMMUNICATIONS LTD, INFO EDGE (I) LTD, SWIGGY LIMITED — selected based on business model, industry classification, market cap similarity, and business theme alignment.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹398 CrJun 2026Latest net profit
₹408 CrJun 2026Latest EPS
₹8.81Jun 2026Net margin
92.0%Jun 2026Performance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Earnings
Revenue is shown in crores. EPS is rupees per share.
- Revenue
- EPS
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Jun 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Debt
- Free cash flow
- Cash & equivalents
Results
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 35 | 14 | 27 | 34 | 30 | 38 | 39 | 47 | 40 | 49 | 54 | 65 | 398 |
| Expenses + | 74 | 75 | 62 | 103 | 83 | 98 | 85 | 142 | 88 | 99 | 87 | 105 | 30 |
| Operating Profit | -39 | -61 | -35 | -69 | -53 | -61 | -46 | -96 | -47 | -50 | -33 | -40 | 368 |
| OPM % | -110% | -449% | -130% | -201% | -176% | -161% | -119% | -204% | -118% | -101% | -61% | -61% | 92% |
| Other Income + | 62 | 64 | 63 | 63 | 65 | 68 | 65 | 74 | 56 | 52 | 54 | 60 | 55 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 22 | 2 | 27 | -7 | 12 | 6 | 18 | -22 | 8 | 1 | 19 | 19 | 421 |
| Tax % | 0% | 0% | 0% | 122% | 15% | 15% | 23% | -24% | 8% | 5% | 19% | 5% | 3% |
| Net Profit + | 22 | 2 | 27 | -15 | 10 | 5 | 14 | -17 | 7 | 1 | 16 | 18 | 408 |
| EPS in Rs | 0.49 | 0.04 | 0.60 | -0.33 | 0.22 | 0.12 | 0.30 | -0.36 | 0.16 | 0.02 | 0.34 | 0.38 | 8.81 |
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).
Events Timeline
Board Meeting Outcome for Outcome Of The Board Meeting Held On Wednesday, August 05, 2026