AI Summary
✦ ClarthaPrice Forecast
Probabilistic Range
Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.
Revenue Forecast
₹ CrEPS Forecast
₹ / shareMulti-factor synthesis of 5 key dimensions
Analyst coverage unavailable
Fundamentals
Fundamentals institutional score is 39 using growth durability 39.1.
Valuation
Valuation institutional score is 53 using relative multiple z-scores where peer dispersion is available.
Analyst Consensus
No usable analyst target or recommendation data was available.
Technical Structure
Technicals institutional score is 80 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.
Market Sentiment
Recent news flow is balanced or not decisive enough to tilt the tape. Based on 5 recent ticker-linked news items.
Signal Summary
Market intelligence remains Neutral. technical structure provide support, while fundamentals and valuation remain considerations.
Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.
Key Data Points
Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.
Valuation Metrics
Trading 35.2% above historical median. Valuation is rising — currently in the strongly overvalued zone (z-score: +1.35). Confidence: 70%.
Live forward EPS implies next-12-month EPS of ₹3.52. Applying the stock's normalized valuation corridor produces a fair range of ₹227.53 to ₹313.74, with base value near ₹279.14 (+267.2% vs current price).
Live forward estimate anchored to the company's historical valuation corridor.
Forward EPS
₹3.52
Forward P/E
21.6x
Base Fair Value
₹279.14
Fair Range
₹227.53 - ₹313.74
Upside To Base
+267.2%
Estimate Source
Live forward EPS
5Y Average
1.82
Current
2.25
Overvalued
2.10
Undervalued
1.55
5Y Average
54.75
Current
107.22
Overvalued
89.13
Undervalued
64.64
Peers & Comparison
Sector: Financials · Theme: Specialized Finance
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
INDIAN RENEWABLE ENERGY IREDASpecialized Finance | +23.7% | 46.0% | 17.1x Undervalued | -30% vs avg | -17.3% |
HSG & URBAN DEV CORPN LTD HUDCOSpecialized Finance | +9.8% | 90.7% | 9.4x Undervalued | -61% vs avg | -4.4% |
SAGILITY LIMITED SAGILITYSpecialized Finance | +27.6% | 13.0% | 20.6x Fair | -15% vs avg | -1.4% |
SBFC FINANCE LIMITED SBFCSpecialized Finance | +24.6% | 44.9% | 21.6x Fair | -11% vs avg | -7.9% |
AUTHUM INVEST & INFRA LTD AIILSpecialized Finance | +14.1% | 82.1% | 30.6x Premium | +26% vs avg | +3.7% |
RAIL VIKAS NIGAM LIMITED RVNLSpecialized Finance | +4.2% | 4.3% | 54.9x Premium | +126% vs avg | -31.9% |
TOURISM FINANCE CORP. OF TFCILTDSpecialized Finance | +98.3% | 67.8% | 34.7x Premium | +43% vs avg | +109.7% |
REC LIMITED RECLTDSpecialized Finance | +25.2% | 68.9% | 5.7x Undervalued | -77% vs avg | -5.2% |
IFCI LTD trades at a premium (110.2x vs peer avg 24.3x), implying higher growth or quality expectations from the Specialized Finance cohort. Peers include INDIAN RENEWABLE ENERGY, HSG & URBAN DEV CORPN LTD, SAGILITY LIMITED — selected based on business model, industry classification, market cap similarity, and business theme alignment.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹265 CrMar 2026Latest net profit
₹21 CrMar 2026Free cash flow
₹3.00 CrMar 2026Net Profit
₹21 CrProfit conversionPerformance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Mar 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Free cash flow
- Cash & equivalents
Results
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 351 | 77 | 166 | 215 | 383 | 122 | 160 | 195 | 223 | 156 | 178 | 299 | 265 |
| Interest | 150 | 140 | 143 | 144 | 146 | 134 | 136 | 132 | 135 | 103 | 107 | 104 | 102 |
| Expenses + | 371 | 101 | -283 | 41 | -45 | 19 | 158 | 29 | -298 | 42 | 64 | 182 | 149 |
| Financing Profit | -170 | -165 | 306 | 30 | 281 | -31 | -134 | 34 | 385 | 11 | 7 | 12 | 14 |
| Financing Margin % | -48% | -215% | 184% | 14% | 73% | -25% | -84% | 17% | 173% | 7% | 4% | 4% | 5% |
| Other Income + | 5 | 1 | 1 | 1 | 53 | 1 | 141 | 1 | 0 | 25 | 1 | 0 | 0 |
| Depreciation | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Profit before tax | -171 | -170 | 301 | 25 | 329 | -36 | 1 | 28 | 379 | 30 | 2 | 6 | 8 |
| Tax % | 36% | -5% | 72% | 141% | 34% | 311% | 3,522% | 308% | 28% | 75% | -968% | -8% | -174% |
| Net Profit + | -232 | -161 | 84 | -10 | 216 | -148 | -22 | -59 | 273 | 7 | 16 | 7 | 21 |
| EPS in Rs | -1.06 | -0.73 | 0.38 | -0.05 | 0.98 | -0.57 | -0.08 | -0.23 | 1.01 | 0.03 | 0.06 | 0.03 | 0.08 |
| Gross NPA % | 96.21% | 95.98% | 96.05% | 96.28% | 96.31% | ||||||||
| Net NPA % | 82.67% | 83.55% | 79.78% | 80.80% | 81.10% | ||||||||
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).
Events Timeline
Board Meeting Intimation for Considering And Approving The Financial Results For The Quarter Ended June 30, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018