N

N.B.I. Industrial Finance Company Limited

NBIFIN
Market snapshot · 2026-08-10 23:36 UTC

2,152.90

+₹32.80 (+1.55%)

MARKET CAP

₹636.15 Cr

STOCK P/E

51.3x

52W HIGH

₹2,991.00

52W LOW

₹1,539.00

BOOK VALUE

₹8,928.89

EPS

₹41.98

ROE

0.42%

SECTOR

Health Care

GROSS NPA

0.00%

VOLUME

373

P/B RATIO

0.24x

NET NPA

0.00%

Sector

Health Care

Themes

Pharmaceuticals
D
Dividend
₹2,734.30₹2,467.88₹2,201.45₹1,935.03₹1,668.60VolumeDAug '25Sep '25Nov '25Jan '26Mar '26Apr '26Jun '26Aug '26

AI Summary

✦ Clartha

Valuation Metrics

Trading 4.9% below historical median. Valuation is declining — currently in the undervalued zone (z-score: -0.24). Confidence: 81%.

Forward Valuation Outlook

Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.

P/B
Overvalued

5Y Average

0.22

Current

0.24

Overvalued

0.25

Undervalued

0.18

P/E
Undervalued

5Y Average

49.73

Current

50.50

Overvalued

58.10

Undervalued

44.28

P/S
Fair

5Y Average

31.06

Current

32.04

Overvalued

34.67

Undervalued

26.48

Peers & Comparison

Sector: Health Care · Theme: Pharmaceuticals

Pharmaceuticals Business Peers8 peers
Avg P/E: 29x
CompanyRev. GrowthMarginP/Evs Avg52W Perf.
JIO FIN SERVICES LTD
JIOFINConsumer Finance
+208.2%55.0%
79.1x
Premium
+173% vs avg
-21.6%
LARSEN & TOUBRO LTD.
LTPharmaceuticals
+8.1%5.6%
33.9x
Premium
+17% vs avg
+10.6%
ABBOTT INDIA LIMITED
ABBOTINDIAPharmaceuticals
+6.5%22.4%
37.8x
Premium
+30% vs avg
-15.6%
MUTHOOT FINANCE LIMITED
MUTHOOTFINConsumer Finance
+35.3%55.5%
10.3x
Undervalued
-64% vs avg
+11.6%
INDIAN RENEWABLE ENERGY
IREDASpecialized Finance
+23.7%46.0%
17.1x
Undervalued
-41% vs avg
-17.3%
SHRIRAM FINANCE LIMITED
SHRIRAMFINConsumer Finance
+39.1%50.1%
20.1x
Undervalued
-31% vs avg
+80.5%
TATA CAPITAL LIMITED
TATACAPConsumer Finance
+40.3%39.7%
28.7x
Fair
-1% vs avg
+12.0%
POWER FIN CORP LTD.
PFCSpecialized Finance
+0.8%54.5%
4.9x
Undervalued
-83% vs avg
+0.3%
Pharmaceuticals Theme Peers8 peers
Avg P/E: 41.6x
CompanyRev. GrowthMarginP/Evs Avg52W Perf.
LARSEN & TOUBRO LTD.
LTPharmaceuticals
+8.1%5.6%
33.9x
Undervalued
-19% vs avg
+10.6%
ABBOTT INDIA LIMITED
ABBOTINDIAPharmaceuticals
+6.5%22.4%
37.8x
Fair
-9% vs avg
-15.6%
GLENMARK PHARMACEUTICALS
GLENMARKPharmaceuticals
+23.1%10.1%
35.4x
Fair
-15% vs avg
+11.2%
GLAXOSMITHKLINE PHARMA LT
GLAXOPharmaceuticals
+16.6%27.0%
41.2x
Fair
-1% vs avg
-3.3%
AJANTA PHARMA LIMITED
AJANTPHARMPharmaceuticals
+24.8%19.6%
38.6x
Fair
-7% vs avg
+31.7%
LAURUS LABS LIMITED
LAURUSLABSPharmaceuticals
+29.1%15.0%
91.4x
Premium
+120% vs avg
+121.8%
AUROBINDO PHARMA LTD
AUROPHARMAPharmaceuticals
+16.3%10.6%
25.8x
Undervalued
-38% vs avg
+57.5%
ALKEM LABORATORIES LTD.
ALKEMPharmaceuticals
+14.6%15.6%
29.0x
Undervalued
-30% vs avg
+16.0%
WHY THESE PEERS

Comparable-scale peer data is limited — showing nearest stored business/industry peers instead of an empty comparison.

Financials

Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.

Latest revenue

₹1.33 CrMar 2026

Latest net profit

₹0.26 CrMar 2026

Free cash flow

₹6.00 CrMar 2026

Net Profit

₹0.26 CrProfit conversion

Performance

Bars show revenue and net profit. The line shows net margin.

Rs crore + margin %
Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26-4.00 Cr0.00 Cr4.00 Cr8.00 Cr12 Cr
  • Revenue
  • Net income
  • Net margin %

Revenue to profit conversion

Bridge from operating numbers to profit for the latest reported period.

Rs crore
Total incomeInterestOtheradjustmentsProfitbefore taxTax &minorityNet Profit0.00 Cr0.35 Cr0.70 Cr1.05 Cr1.40 Cr

Latest reported period: Mar 2026

Debt level and coverage

Debt, cash and free cash flow compared on the same crore scale.

Rs crore
Debt free
Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260.00 Cr900 Cr1.80K Cr2.70K Cr3.60K Cr
  • Free cash flow
  • Cash & equivalents

Results

MetricMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +4.705.480.761.208.100.456.790.626.070.428.599.521.33
Interest-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00
Expenses +0.510.490.540.490.850.760.840.690.830.710.680.800.97
Financing Profit4.194.990.220.717.25-0.315.95-0.075.24-0.297.918.720.36
Financing Margin %89.15%91.06%28.95%59.17%89.51%-68.89%87.63%-11.29%86.33%-69.05%92.08%91.60%27.07%
Other Income +-0.00-0.00-0.000.01-0.00-0.000.010.04-0.00-0.00-0.00-0.00-0.00
Depreciation-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00
Profit before tax4.194.990.220.727.25-0.315.96-0.035.24-0.297.918.720.36
Tax %34.13%25.45%22.73%34.72%22.76%-9.68%26.01%-1,200.00%23.28%17.24%23.77%25.57%27.78%
Net Profit +2.763.730.160.475.60-0.284.410.344.01-0.356.036.490.26
EPS in Rs11.2315.180.651.9122.79-1.1417.951.3813.57-1.1820.4121.960.88
Gross NPA %
Net NPA %
Raw PDF

All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).

Shareholding Pattern

HolderJun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters +74.17%74.17%74.17%74.17%74.17%
FIIs +0.17%0.17%0.17%0.17%0.17%
DIIs +2.46%2.46%2.46%2.45%2.46%
Public +23.20%23.20%23.20%23.21%23.20%
Jun 2026
Promoters +
FIIs +
DIIs +
Public +

Events Timeline

Demise

Aug 03, 2026PDFCompany Reports Open

Copy of Newspaper Publication

Jul 28, 2026PDFCompany Reports Open

Annual Report FY26

Jul 25, 2026PDFCompany Reports Open

Record Date

Jul 25, 2026PDFCompany Reports Open

Shareholders meeting

Jul 25, 2026PDFCompany Reports Open