I

India Home Loan Limited

INDIAHOME
Market snapshot · 2026-08-10 20:09 UTC

30.16

+₹0.63 (+2.13%)

MARKET CAP

₹43.07 Cr

STOCK P/E

430.9x

52W HIGH

₹47.54

52W LOW

₹24.80

BOOK VALUE

₹31.89

EPS

₹0.07

ROE

0.23%

SECTOR

Financial Services

GROSS NPA

2.69%

VOLUME

2,243

P/B RATIO

0.95x

NET NPA

1.93%

Sector

Financial Services

Themes

Mortgage Finance
₹42.46₹39.03₹35.60₹32.16₹28.73VolumeAug '25Sep '25Nov '25Jan '26Mar '26Apr '26Jun '26Aug '26

AI Summary

✦ Clartha

Valuation Metrics

Trading 12.2% below historical median. Valuation is declining — currently in the strongly undervalued zone (z-score: -1.08). Confidence: 89%.

Forward Valuation Outlook

Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.

P/B
Strongly Undervalued

5Y Average

1.17

Current

0.95

Overvalued

1.35

Undervalued

1.00

P/E
Strongly Undervalued

5Y Average

452.80

Current

421.86

Overvalued

509.00

Undervalued

443.71

P/S
Strongly Undervalued

5Y Average

6.38

Current

5.71

Overvalued

7.34

Undervalued

5.42

Peers & Comparison

No peer data available for this company.
WHY THESE PEERS

No sector data available for this company.

Financials

Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.

Latest revenue

₹3.70 CrMar 2026

Latest net profit

₹0.00 CrMar 2026

Free cash flow

₹4.07 CrMar 2026

Net Profit

₹0.00 CrProfit conversion

Performance

Bars show revenue and net profit. The line shows net margin.

Rs crore + margin %
Q4 '25Q1 '26Q2 '26Q3 '26Q4 '260.00 Cr2.00 Cr4.00 Cr6.00 Cr8.00 Cr
  • Revenue
  • Net income
  • Net margin %

Revenue to profit conversion

Bridge from operating numbers to profit for the latest reported period.

Rs crore
Total incomeInterestOtheradjustmentsProfitbefore taxTax &minorityNet Profit0.00 Cr0.95 Cr1.90 Cr2.85 Cr3.80 Cr

Latest reported period: Mar 2026

Debt level and coverage

Debt, cash and free cash flow compared on the same crore scale.

Rs crore
Debt free
Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260.00 Cr45 Cr90 Cr135 Cr180 Cr
  • Free cash flow
  • Cash & equivalents

Results

MetricMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +5.613.743.002.952.333.283.283.313.734.283.503.313.70
Interest2.702.682.502.162.231.961.921.911.891.871.871.801.74
Expenses +2.611.360.311.952.121.231.291.271.642.301.511.421.89
Financing Profit0.30-0.300.19-1.16-2.020.090.070.130.200.110.120.090.07
Financing Margin %5.35%-8.02%6.33%-39.32%-86.70%2.74%2.13%3.93%5.36%2.57%3.43%2.72%1.89%
Other Income +0.060.060.020.010.010.060.010.010.010.000.000.000.01
Depreciation0.080.070.050.030.030.010.030.070.120.060.070.060.05
Profit before tax0.28-0.310.16-1.18-2.040.140.050.070.090.050.050.030.03
Tax %96.43%-9.68%37.50%-2.54%3.43%21.43%-20.00%0.00%55.56%80.00%-40.00%100.00%100.00%
Net Profit +0.00-0.270.09-1.15-2.110.100.060.080.040.010.070.010.00
EPS in Rs0.00-0.190.06-0.81-1.480.070.040.060.030.010.050.010.00
Gross NPA %4.60%4.78%2.81%3.32%3.63%3.55%2.84%2.90%3.22%3.34%2.94%2.71%2.69%
Net NPA %4.22%3.45%2.01%2.39%2.61%2.55%2.04%2.08%2.31%2.40%2.11%1.94%1.93%
Raw PDF

All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).

Shareholding Pattern

HolderJun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters +39.07%26.66%26.76%26.92%27.06%
DIIs +24.57%0.07%0.07%0.07%0.07%
Public +36.36%73.27%73.16%73.01%72.87%
Others0.01%
Jun 2026
Promoters +
DIIs +
Public +

Events Timeline

Board Meeting Intimation for Regulation 29 And Regulation 50(1) Of SEBI (LODR) Regulations, 2015

Aug 07, 2026PDFCompany Reports Open

Announcement under Regulation 30 (LODR)-Credit Rating

Jul 25, 2026PDFCompany Reports Open

Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011

Jul 18, 2026PDFCompany Reports Open

Quarterly Disclosures By Listed Entities Of Defaults On Payment Of Interest/ Repayment Of Principal Amount On Loans From Banks / Financial Institutions And Unlisted Debt Securities

Jul 07, 2026LinkCompany Reports Open

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

Jul 07, 2026PDFCompany Reports Open