AI Summary
✦ ClarthaValuation Metrics
Trading 10.2% above historical median. Valuation is stable — currently in the undervalued zone (z-score: +0.1). Confidence: 77%.
Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.
5Y Average
0.77
Current
0.87
Overvalued
0.88
Undervalued
0.65
5Y Average
8.72
Current
11.23
Overvalued
12.74
Undervalued
8.97
5Y Average
1.29
Current
1.69
Overvalued
1.49
Undervalued
1.10
Peers & Comparison
Sector: Financials · Theme: Private Banks
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
DCB BANK LIMITED DCBBANKPrivate Banks | +17.4% | 25.3% | 7.7x Undervalued | -26% vs avg | +54.4% |
JANA SMALL FIN BANK LTD JSFBPrivate Banks | +25.1% | 12.9% | 15.0x Premium | +44% vs avg | +19.2% |
CSB BANK LIMITED CSBBANKPrivate Banks | +16.9% | 24.1% | 8.5x Undervalued | -18% vs avg | -26.8% |
DHANLAXMI BANK LIMITED trades in line with peers (11.4x vs avg 10.4x), reflecting a fair valuation within the Private Banks cohort. Peers include DCB BANK LIMITED, JANA SMALL FIN BANK LTD, CSB BANK LIMITED — selected based on business model, industry classification, market cap similarity, and business theme alignment.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹449 CrJun 2026Latest net profit
₹25 CrJun 2026Free cash flow
₹600 CrMar 2026Net Profit
₹25 CrProfit conversionPerformance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Jun 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Free cash flow
- Cash & equivalents
Results
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 289 | 304 | 308 | 306 | 306 | 329 | 335 | 351 | 368 | 384 | 407 | 443 | 449 |
| Interest | 171 | 183 | 194 | 201 | 206 | 208 | 206 | 216 | 229 | 242 | 253 | 256 | 272 |
| Expenses + | 141 | 118 | 147 | 135 | 140 | 140 | 151 | 150 | 166 | 153 | 180 | 177 | 177 |
| Financing Profit | -22 | 3 | -33 | -30 | -40 | -19 | -22 | -16 | -27 | -11 | -25 | 10 | 1 |
| Financing Margin % | -8% | 1% | -11% | -10% | -13% | -6% | -7% | -5% | -7% | -3% | -6% | 2% | 0% |
| Other Income + | 52 | 24 | 36 | 41 | 32 | 52 | 42 | 43 | 39 | 35 | 49 | 69 | 35 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 30 | 26 | 3 | 11 | -8 | 33 | 20 | 27 | 12 | 23 | 24 | 79 | 36 |
| Tax % | 7% | 12% | 0% | 69% | 0% | 21% | 0% | -7% | 0% | 0% | 0% | 45% | 30% |
| Net Profit + | 28 | 23 | 3 | 3 | -8 | 26 | 20 | 29 | 12 | 23 | 24 | 43 | 25 |
| EPS in Rs | 0.72 | 0.59 | 0.08 | 0.08 | -0.20 | 0.65 | 0.50 | 0.73 | 0.31 | 0.59 | 0.61 | 1.10 | 0.63 |
| Gross NPA % | 5.21% | 5.36% | 4.81% | 4.05% | 4.04% | 3.82% | 3.53% | 2.98% | 3.22% | 3.10% | 2.36% | 1.89% | 1.82% |
| Net NPA % | 1.09% | 1.29% | 1.27% | 1.25% | 1.26% | 1.12% | 0.86% | 0.99% | 1.13% | 1.12% | 1.11% | 0.51% | 0.47% |
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).