AI Summary
✦ ClarthaPrice Forecast
Probabilistic Range
Probabilistic lognormal cone using 1Y realized volatility and analyst-target drift when available.
Revenue Forecast
₹ CrEPS Forecast
₹ / shareMulti-factor synthesis of 5 key dimensions
Analyst coverage unavailable
Fundamentals
Fundamentals institutional score is 0 using EVA spread proxy -75.5%; growth durability 0.0.
Valuation
Valuation institutional score is 86 using relative multiple z-scores where peer dispersion is available.
Analyst Consensus
No usable analyst target or recommendation data was available.
Technical Structure
Technicals institutional score is 0 using EMA-20 continuation within 5% tolerance; VCP range/volume contraction proxy.
Market Sentiment
Recent news flow is balanced or not decisive enough to tilt the tape. Based on 3 recent ticker-linked news items.
Signal Summary
Market intelligence remains Cautious. valuation provide support, while fundamentals and technical structure remain considerations.
Composite weights: Fundamentals 25%, Valuation 20%, Analyst Consensus 20%, Technical Structure 20%, Market Sentiment 15%.
Key Data Points
Important Note: This is market intelligence, not investment advice. Always conduct your own research and consider your financial goals and risk tolerance.
Valuation Metrics
Forward outlook is unavailable because live next-12-month estimate data is not available for this ticker right now.
5Y Average
1.50
Current
1.12
Overvalued
1.77
Undervalued
0.75
5Y Average
15.47
Current
3.80
Overvalued
19.67
Undervalued
12.64
Peers & Comparison
Sector: Financial Services
| Company | Rev. Growth | Margin | P/E | vs Avg | 52W Perf. |
|---|---|---|---|---|---|
JIO FIN SERVICES LTD JIOFINConsumer Finance | +208.2% | 55.0% | 79.9x Premium | +222% vs avg | -21.6% |
MUTHOOT FINANCE LIMITED MUTHOOTFINConsumer Finance | +35.3% | 55.5% | 10.3x Undervalued | -58% vs avg | +11.6% |
INDIAN RENEWABLE ENERGY IREDASpecialized Finance | +23.7% | 46.0% | 17.1x Undervalued | -31% vs avg | -17.3% |
SHRIRAM FINANCE LIMITED SHRIRAMFINConsumer Finance | +39.1% | 50.1% | 20.1x Undervalued | -19% vs avg | +80.5% |
TATA CAPITAL LIMITED TATACAPConsumer Finance | +40.3% | 39.7% | 28.7x Premium | +16% vs avg | +12.0% |
POWER FIN CORP LTD. PFCSpecialized Finance | +0.8% | 54.5% | 5.3x Undervalued | -79% vs avg | -7.3% |
REC LIMITED RECLTDSpecialized Finance | +25.2% | 68.9% | 6.0x Undervalued | -76% vs avg | -10.8% |
AUTHUM INVEST & INFRA LTD AIILSpecialized Finance | +14.1% | 82.1% | 30.6x Premium | +23% vs avg | +3.7% |
Comparable-scale peer data is limited — showing nearest stored business/industry peers instead of an empty comparison.
Financials
Real statement data for revenue, earnings quality, conversion, and balance-sheet coverage. Monetary values are shown in Rs crore.
Latest revenue
₹9.00 CrMar 2026Latest net profit
₹-18 CrMar 2026Free cash flow
₹27 CrMar 2026Net Profit
₹-18 CrProfit conversionPerformance
Bars show revenue and net profit. The line shows net margin.
- Revenue
- Net income
- Net margin %
Revenue to profit conversion
Bridge from operating numbers to profit for the latest reported period.
Latest reported period: Mar 2026
Debt level and coverage
Debt, cash and free cash flow compared on the same crore scale.
- Free cash flow
- Cash & equivalents
Results
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 20 | 18 | 19 | 19 | 22 | 24 | 25 | 25 | 21 | 12 | 9 | 11 | 9 |
| Interest | 4 | 2 | 2 | 3 | 4 | 4 | 5 | 5 | 5 | 4 | 3 | 3 | 2 |
| Expenses + | 77 | 15 | 17 | 16 | 18 | 20 | 20 | 20 | 16 | 20 | 28 | 10 | 8 |
| Financing Profit | -62 | 1 | 0 | 0 | 1 | 1 | 0 | -0 | -0 | -11 | -23 | -2 | -1 |
| Financing Margin % | -316% | 3% | 1% | 0% | 3% | 3% | 1% | -0% | -0% | -91% | -269% | -14% | -9% |
| Other Income + | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -62 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | -11 | -23 | -2 | 0 |
| Tax % | -26% | 25% | 26% | 25% | 26% | 26% | 26% | 73% | 27% | -25% | -23% | 4% | 14,092% |
| Net Profit + | -46 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | -8 | -18 | -2 | -18 |
| EPS in Rs | -10.37 | 0.11 | 0.11 | 0.12 | 0.14 | 0.16 | 0.05 | 0.01 | 0.02 | -1.80 | -3.88 | -0.71 | -5.35 |
| Gross NPA % | |||||||||||||
| Net NPA % | |||||||||||||
| Raw PDF |
All values in ₹ Crores unless otherwise stated. Source: Screener Master (Standalone).
Events Timeline
Board Meeting Intimation for Prior-Intimation Of Proposed Board Meeting Under Regulation 29 (1) (A) Of The SEBI (LODR) Regulations, 2015.
Outcome Of Board Meeting Under Regulation 30 Of SEBI (LODR) Regulations, 2015