Sharpe ratio
-0.98Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.35%1Y Absolute Return
-0.00%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| WhiteOak Capital Ultra Short Duration Fund- Direct plan-Growth OptionFund 5Y annualised return | ₹8,55,288 | ₹7,32,612 | ₹1,22,676 | +6.42% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age7.4 yrs
Fund information
Scheme code147311
ISININF03VN01209
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.34%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
41st / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.40% | — | — |
| 3M | +5.92% | — | — |
| 6M | +6.95% | — | — |
| 1Y | +6.35% | — | +2.44% |
| 3Y | +6.97% | — | +2.87% |
| 5Y | +6.42% | — | +2.76% |
| Since Launch | +5.91% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-7.59Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.45%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
37.69How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt99.05%
Cash0.95%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 25 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| National Bank For Agriculture and Rural Development (17/02/2027) ** | Financial | Certificate of Deposit | 8.96% |
| BANK OF BARODA CD 08MAR27 | Financial | Certificate of Deposit | 8.58% |
| KOTAK MAHINDRA BANK LIMITED CD 31AUG26 | Financial | Certificate of Deposit | 7.77% |
| Others CBLO | Unspecified | CBLO | 6.22% |
| MUTHOOT FINANCE LIMITED 8.90 NCD 17JU27 FVRS1LAC | Financial | Debenture | 4.71% |
| BAJAJ HOUSING FINANCE LIMITED 7.7 NCD 21MY27 FVRS10LAC | Financial | Bonds | 4.69% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.43 BD 31AU26 FVRS1LAC | Financial | Debenture | 4.68% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 4.68% |
| BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC | Financial | Non Convertible Debenture | 4.67% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 179D CP 03AUG26 | Financial | Commercial Paper | 4.65% |
Fund management
PI
Piyush Baranwal
Since 2019 · Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -0.2%, volatility 0.5%. Financial makes up 88% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.2%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
- Ranks 41 of 209 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 88% — trouble in that sector hits the whole fund.