Sharpe ratio
0.87Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.47%1Y Absolute Return
-0.28%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund Direct Plan GrowthFund 3Y annualised return · 5Y history unavailable | ₹10,03,814 | ₹7,32,612 | ₹2,71,202 | +12.75% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age3.7 yrs
Fund information
Scheme code151267
ISININF03VN01738
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.85%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
21st / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +82.93% | — | — |
| 3M | +6.45% | — | — |
| 6M | +17.03% | — | — |
| 1Y | +4.47% | — | +0.31% |
| 3Y | +12.75% | — | +7.18% |
| Since Launch | +13.61% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.26Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
9.27%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.42How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio107%
Equity66.29%
Debt27.16%
Hedged Equity6.63%
Real Estate6.42%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 145 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 8.7588% |
| HDFC Bank Ltd | Financial | Equity | 6.1278% |
| Others CBLO | Unspecified | CBLO | 5.1992% |
| Bharti Airtel Ltd | Technology | Equity | 3.7326% |
| Coforge Ltd | Technology | Equity | 3.0875% |
| Nexus Select Trust | Industrials | Real Estate Investment Trusts | 2.8113% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 2.513% |
| Nestle India Ltd | Consumer Staples | Equity | 2.2555% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.141% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.0325% |
Fund management
PI
Piyush Baranwal
Since 2023 · Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.
TR
Trupti Agrawal
Since 2023 · Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.
Ms. Agrawal has done B.Com and CA.
RA
Ramesh Mantri
Since 2023 · Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.
Mr. Mantri is an MBA, CFA and CA
DH
Dheeresh Pathak
Since 2024 · Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs
Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon
AS
Ashish Agrawal
Since 2025 · Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016
PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 5.6 points.
Strengths
- Ahead of its category average over 3Y by 5.6 points.
- Losses and swings stayed contained — worst fall -9.6%, volatility 9.3%.
- Recovered from its worst fall in 3 months.
- Ranks 21 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.3% volatility.
Risk drivers
- None