Sharpe ratio
0.49Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-1.88%1Y Absolute Return
-0.58%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Value Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹9,54,750 | ₹7,32,612 | ₹2,22,138 | +10.80% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age13.9 yrs
Fund information
Scheme code120751
ISININF789F01VB2
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Value Fund
Expense ratio1.20%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹500 SIP
Return comparison
60th / 92 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +134.12% | — | — |
| 3M | +0.96% | — | — |
| 6M | +10.87% | — | — |
| 1Y | -1.88% | — | -0.07% |
| 3Y | +13.22% | — | +10.82% |
| 5Y | +10.80% | — | +9.61% |
| 10Y | +14.31% | — | — |
| Since Launch | +13.40% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.68Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.92%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.37How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity99.54%
Debt0.28%
Cash0.19%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 68 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 8.783% |
| ICICI Bank Ltd | Financial | Equity | 6.2644% |
| Bharti Airtel Ltd | Technology | Equity | 4.3163% |
| Axis Bank Ltd | Financial | Equity | 3.9219% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.7398% |
| State Bank of India | Financial | Equity | 3.5899% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.9746% |
| Infosys Ltd | Technology | Equity | 2.9144% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.9128% |
| Tech Mahindra Ltd | Technology | Equity | 2.3065% |
Fund management
AM
Amit Kumar Premchandani
Since 2018 · Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - value fund. Ahead of its category average over 3Y by 2.4 points. Has fallen sharply before — down -36.7% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.4 points.
- Same fund manager for 9+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -36.7% at its worst.
- Ranks 60 of 92 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.9% volatility.
Risk drivers
- None