Sharpe ratio
0.88Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.56%1Y Absolute Return
+0.00%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Ultra Short Duration Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,61,019 | ₹7,32,612 | ₹1,28,407 | +6.69% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code120746
ISININF789F01TI1
BenchmarkNIFTY Ultra Short Duration Debt Index A-I
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.36%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
15th / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.79% | — | — |
| 3M | +6.18% | — | — |
| 6M | +7.13% | — | — |
| 1Y | +6.56% | — | +2.44% |
| 3Y | +7.28% | — | +2.87% |
| 5Y | +6.69% | — | +2.76% |
| 10Y | +6.53% | — | — |
| Since Launch | +7.39% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.15Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.43%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.05How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.24%
Cash5.76%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 57 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 5.7586% |
| INDIAN BANK CD 22JAN27 | Financial | Certificate of Deposit | 5.3579% |
| Axis Bank Limited (26/02/2027) ** | Financial | Certificate of Deposit | 4.5624% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 3.1806% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 3.1723% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 3.0605% |
| MUTHOOT FINCORP LIMITED 363D CP 16DEC26 | Financial | Commercial Paper | 3.06% |
| EXPORT IMPORT BANK OF INDIA CD 01MAR27 | Financial | Certificate of Deposit | 3.0413% |
| PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC | Financial | Debenture | 2.7218% |
| NUVAMA WEALTH FINANCE LIMITED SR NWFL200824/05 9.75 NCD 16AP27 FVRS1LAC | Financial | Debenture | 2.4046% |
Fund management
AB
Abhishek Sonthalia
Since 2025 · Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - ultra short duration fund. Ranks 15 of 209 in its category over 1 year. Financial makes up 75% — trouble in that sector hits the whole fund.
Strengths
- Ranks 15 of 209 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 75% — trouble in that sector hits the whole fund.