Sharpe ratio
0.86Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.33%1Y Absolute Return
-0.05%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Small Cap Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹10,17,966 | ₹7,32,612 | ₹2,85,354 | +13.29% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.20
₹1 Lakh since launch₹1.20 Lakh
Fund age5.9 yrs
Fund information
Scheme code148618
ISININF789F1AUQ1
BenchmarkNIFTY Smallcap 250 TRI
CategoryEquity Scheme - Small Cap Fund
Expense ratio0.86%
Exit loadExit load of 1% if redeemed within one year.
Minimum SIP₹500 SIP
Return comparison
92nd / 126 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +21.10% | — | — |
| 3M | -10.71% | — | — |
| 6M | +9.82% | — | — |
| 1Y | +4.33% | — | +8.28% |
| 3Y | +12.66% | — | +11.58% |
| 5Y | +13.29% | — | +11.96% |
| Since Launch | +20.13% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.18Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
16.87%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.90How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity95.51%
Cash4.46%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 107 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 4.4622% |
| Ami Organics Ltd | Healthcare | Equity | 2.7181% |
| Karur Vysya Bank Ltd | Financial | Equity | 2.3894% |
| TD Power Systems Ltd | Industrials | Equity | 2.3683% |
| Navin Fluorine International Ltd | Materials | Equity | 2.3376% |
| INOX INDIA LIMITED EQ | Energy & Utilities | Equity | 2.1737% |
| Aster DM Healthcare Ltd | Healthcare | Equity | 2.0707% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 1.9018% |
| Caplin Point Laboratories Ltd | Healthcare | Equity | 1.8822% |
| Delhivery Ltd | Industrials | Equity | 1.7549% |
Fund management
NI
Nitin Jain
Since 2024 · Has been associated with SBIMF since 2004. Earlier,he was with IDBI Capital Market Services Ltd.
Mr. Jain holds a Bachelor of Engineering Degree and is also MMS.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - small cap fund. Ahead of its category average over 3Y by 1.1 points. Ranks 92 of 126 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 1.1 points.
- Well spread out — top 10 holdings are only 21% of the portfolio.
Weaknesses
- Ranks 92 of 126 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 16.9% volatility.
Risk drivers
- Heavily invested in small-cap stocks (82%) — expect sharper swings and slower recovery after a fall.