Sharpe ratio
0.28Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.59%1Y Absolute Return
-0.08%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Short Duration Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,57,617 | ₹7,32,612 | ₹1,25,005 | +6.53% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code120718
ISININF789F01XY0
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.41%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
30th / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.48% | — | — |
| 3M | +1.37% | — | — |
| 6M | +5.88% | — | — |
| 1Y | +4.59% | — | +2.20% |
| 3Y | +7.16% | — | +4.12% |
| 5Y | +6.53% | — | +3.81% |
| 10Y | +6.27% | — | — |
| Since Launch | +7.28% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.31Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.21%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.55How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.51%
Cash3.49%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 47 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| EXPORT IMPORT BANK OF INDIA SR AA 03 7.12 BD 27JU30 FVRS1LAC | Financial | Bonds | 5.8892% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 4.7211% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 4.7198% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 4.6362% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 3.9919% |
| 360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC | Financial | Non Convertible Debenture | 3.5256% |
| POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC | Financial | Non Convertible Debenture | 3.5186% |
| Net Current Assets | Unspecified | Net Current Assets | 3.4947% |
| AXIS BANK LIMITED CD 07DEC26 | Financial | Certificate of Deposit | 3.4236% |
| REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LAC | Financial | Non Convertible Debenture | 2.4257% |
Fund management
AB
Abhishek Sonthalia
Since 2025 · Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - short duration fund. Ranks 30 of 172 in its category over 1 year. Has fallen sharply before — down -13.2% at its worst.
Strengths
- Ranks 30 of 172 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -13.2% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 68% — trouble in that sector hits the whole fund.