Sharpe ratio
1.42Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.08%1Y Absolute Return
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75 25 Index Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,69,387 | ₹7,32,612 | ₹1,36,775 | +7.08% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.2 yrs
Fund information
Scheme code151364
ISININF789F1AXL6
BenchmarkNifty SDL Plus AAA PSU Bond Apr 2026 75:25
CategoryOther Scheme - Index Funds
Expense ratio0.22%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.30% | — | — |
| 3M | +5.44% | — | — |
| 6M | +5.61% | — | — |
| 1Y | +6.08% | — | +1.74% |
| 3Y | +7.08% | — | +9.75% |
| Since Launch | +7.24% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
4.48Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.30%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
27.18How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Not disclosed in the latest portfolio.
Top holdings
10 of 17 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 20342 UP 11AP28 7.98 FV RS 100 | Unspecified | State Development Loan | 27.7419% |
| STATE DEVELOPMENT LOAN 20359 TN 18AP28 8.05 FV RS 100 | Unspecified | State Development Loan | 19.2952% |
| STATE DEVELOPMENT LOAN 20302 WB 27MR28 8.09 FV RS 100 | Unspecified | State Development Loan | 15.4232% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 7.1181% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR I 8.01 BD 24MR28 FVRS10LAC | Financial | Debenture | 6.4228% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 3.6377% |
| STATE DEVELOPMENT LOAN 20230 HAR 07MR28 8.45 FV RS 100 | Unspecified | State Development Loan | 3.1017% |
| STATE DEVELOPMENT LOAN 20297 HAR 27MR28 8.14 FV RS 100 | Unspecified | State Development Loan | 3.0877% |
| STATE DEVELOPMENT LOAN 20335 KER 11AP28 8 FV RS 100 | Unspecified | State Development Loan | 3.0804% |
| POWER FINANCE CORPORATION LTD. SR-103 8.94 LOA 25MR28 FVRS10LAC | Financial | Bonds | 2.7879% |
Fund management
SU
Sunil Patil
Tenure unavailable · Experience unavailable
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.3%, volatility 0.3%. Trailing its category average over 3Y by 2.7 points.
Strengths
- Losses and swings stayed contained — worst fall -0.3%, volatility 0.3%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Trailing its category average over 3Y by 2.7 points.
- Top 10 holdings make up 92% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 92% of the portfolio.