Sharpe ratio
0.39Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-2.02%1Y Absolute Return
-0.61%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Nifty 50 Index Fund - Growth Option- DirectFund 5Y annualised return | ₹8,85,336 | ₹7,32,612 | ₹1,52,724 | +7.81% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age13.9 yrs
Fund information
Scheme code120716
ISININF789F01XA0
BenchmarkNIFTY 50 TRI
CategoryOther Scheme - Index Funds
Expense ratio0.25%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
815th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +264.42% | — | — |
| 3M | +13.70% | — | — |
| 6M | +14.79% | — | — |
| 1Y | -2.02% | — | +1.74% |
| 3Y | +9.97% | — | +9.75% |
| 5Y | +7.81% | — | +8.73% |
| 10Y | +12.78% | — | — |
| Since Launch | +11.87% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.55Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.29%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.31How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity99.80%
Cash0.20%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 51 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 10.2378% |
| ICICI Bank Ltd | Financial | Equity | 9.1888% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 7.8951% |
| Bharti Airtel Ltd | Technology | Equity | 5.3586% |
| Larsen & Toubro Ltd | Industrials | Equity | 4.1198% |
| State Bank of India | Financial | Equity | 3.7949% |
| Infosys Ltd | Technology | Equity | 3.5421% |
| Axis Bank Ltd | Financial | Equity | 3.1554% |
| Bajaj Finance Ltd | Financial | Equity | 2.7333% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.7113% |
Fund management
SH
Sharwan Kumar Goyal
Since 2018 · He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
Mr.Goyal is B.Com, CFA and MMS.
AY
Ayush Jain
Since 2022 · Prior to joining UTI Mutual Fund, he has worked with PMS and Anand Saklecha & Co..
Mr. Jain is B.Com, C.A and CFA (level 1).
LO
Lokesh Kulthia
Since 2026 · Mr. Kulthia is associated with Equity Research team as a Manager since the year 2021. He joined UTI AMC as Assistance Manager at Dept of Sales. He has over 4 years of experience in the field of Research.
BCom (Hons), MBA (Finance), PGPFM
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk other scheme - index funds fund. Ahead of its category average over 3Y by 0.2 points. Trailing its category average over 5Y by 0.9 points.
Strengths
- Ahead of its category average over 3Y by 0.2 points.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 5Y by 0.9 points.
- Has fallen sharply before — down -38.4% at its worst.
- Ranks 815 of 1122 in its category over 1 year.
Ideal investor
- Needs a 5+ years horizon to ride out its moderately high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.3% volatility.
Risk drivers
- None