Sharpe ratio
0.04Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.54%1Y Absolute Return
-0.48%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Multi Cap Fund - Direct Plan - Growth OptionFund 1Y annualised return · 5Y history unavailable | ₹7,78,176 | ₹7,32,612 | ₹45,564 | +2.54% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age1.5 yrs
Fund information
Scheme code153515
ISININF789F1AB89
BenchmarkNifty 500 Multicap 50:25:25 TRI
CategoryEquity Scheme - Multi Cap Fund
Expense ratio0.81%
Exit loadExit load of 1%, if redeemed within 90 days.
Minimum SIP₹500 SIP
Return comparison
77th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +68.08% | — | — |
| 3M | -0.23% | — | — |
| 6M | +15.61% | — | — |
| 1Y | +2.54% | — | +4.53% |
| Since Launch | +6.32% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.05Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.38%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.45How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity95.61%
Cash3.88%
Debt0.51%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 75 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 5.3889% |
| HDFC Bank Ltd | Financial | Equity | 5.0811% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.9387% |
| Net Current Assets | Unspecified | Net Current Assets | 3.8842% |
| Infosys Ltd | Technology | Equity | 2.3178% |
| Bajaj Finance Ltd | Financial | Equity | 2.2147% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.1549% |
| Axis Bank Ltd | Financial | Equity | 1.8786% |
| General Insurance Corporation of India Ltd | Financial | Equity | 1.8695% |
| Oil India Ltd | Energy & Utilities | Equity | 1.8381% |
Fund management
KA
Karthikraj Lakshmanan
Since 2025 · Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.
Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - multi cap fund. Losses and swings stayed contained — worst fall -14.1%, volatility 13.4%. Ranks 77 of 124 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -14.1%, volatility 13.4%.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 29% of the portfolio.
Weaknesses
- Ranks 77 of 124 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.4% volatility.
Risk drivers
- None