Sharpe ratio
0.58Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-2.12%1Y Absolute Return
-0.29%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI - MNC Fund - Growth Option - DirectFund 5Y annualised return | ₹8,80,709 | ₹7,32,612 | ₹1,48,097 | +7.60% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code120682
ISININF789F01UD0
BenchmarkNIFTY MNC TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.35%
Exit loadExit load of 1% if redeemed less than 1 year
Minimum SIP₹500 SIP
Return comparison
686th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +60.55% | — | — |
| 3M | -14.29% | — | — |
| 6M | +9.16% | — | — |
| 1Y | -2.12% | — | +4.16% |
| 3Y | +9.23% | — | +12.54% |
| 5Y | +7.60% | — | +10.04% |
| 10Y | +11.26% | — | — |
| Since Launch | +13.76% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.81Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
12.88%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.44How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity94.72%
Cash4.88%
Debt0.39%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 62 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 9.0453% |
| Nestle India Ltd | Consumer Staples | Equity | 5.5893% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 5.1488% |
| Procter & Gamble Health Ltd | Healthcare | Equity | 4.9992% |
| Net Current Assets | Unspecified | Net Current Assets | 4.8839% |
| Gland Pharma Ltd | Healthcare | Equity | 3.9034% |
| United Spirits Ltd | Consumer Staples | Equity | 2.7354% |
| Crisil Ltd | Industrials | Equity | 2.7352% |
| Britannia Industries Ltd | Consumer Staples | Equity | 2.5985% |
| Hyundai Motor India Ltd. | Consumer Discretionary | Equity | 2.4492% |
Fund management
KA
Karthikraj Lakshmanan
Since 2022 · Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.
Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Trailing its category average over 3Y by 3.3 points.
Strengths
- None
Weaknesses
- Trailing its category average over 3Y by 3.3 points.
- Ranks 686 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.9% volatility.
Risk drivers
- None