Sharpe ratio
0.71Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.29%1Y Absolute Return
-0.22%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Mid Cap Fund-Growth Option- DirectFund 5Y annualised return | ₹9,50,135 | ₹7,32,612 | ₹2,17,523 | +10.61% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age13.9 yrs
Fund information
Scheme code120726
ISININF789F01UA6
BenchmarkNIFTY Midcap 150 TRI
CategoryEquity Scheme - Mid Cap Fund
Expense ratio1.07%
Exit loadExit load of 1% if redeemed less than 1 year
Minimum SIP₹500 SIP
Return comparison
79th / 127 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +55.81% | — | — |
| 3M | -10.83% | — | — |
| 6M | +10.01% | — | — |
| 1Y | +2.29% | — | +3.02% |
| 3Y | +11.83% | — | +13.42% |
| 5Y | +10.61% | — | +11.30% |
| 10Y | +14.62% | — | — |
| Since Launch | +17.74% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.96Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.79%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.44How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity99.06%
Cash0.94%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 94 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| PB Fintech Ltd | Financial | Equity | 2.5593% |
| Suzlon Energy Ltd | Industrials | Equity | 2.3079% |
| Polycab India Ltd | Industrials | Equity | 2.3008% |
| The Federal Bank Ltd | Financial | Equity | 2.287% |
| Coforge Ltd | Technology | Equity | 2.2417% |
| Tube Investments Of India Ltd | Consumer Discretionary | Equity | 2.1991% |
| Ajanta Pharma Ltd | Healthcare | Equity | 2.1176% |
| Phoenix Mills Ltd | Real Estate | Equity | 2.0897% |
| BSE Ltd | Financial | Equity | 2.0727% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 2.0506% |
Fund management
VI
Vishal Chopda
Since 2025 · He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Mr. Chopda is BE, PGDM & CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - mid cap fund. Well spread out — top 10 holdings are only 22% of the portfolio. Trailing its category average over 3Y by 1.6 points.
Strengths
- Well spread out — top 10 holdings are only 22% of the portfolio.
Weaknesses
- Trailing its category average over 3Y by 1.6 points.
- Has fallen sharply before — down -40.8% at its worst.
- Ranks 79 of 127 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.8% volatility.
Risk drivers
- Corrections have been sharp — worst fall -40.8% with 15.8% volatility. Took 8 months to recover last time.