Sharpe ratio
-0.18Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+1.67%1Y Absolute Return
-0.42%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Long Duration Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,33,875 | ₹7,32,612 | ₹1,01,263 | +5.39% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age3.6 yrs
Fund information
Scheme code151523
ISININF789F1AYB5
BenchmarkNIFTY Long Duration Debt Index A-III
CategoryDebt Scheme - Long Duration Fund
Expense ratio0.78%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
16th / 64 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +19.50% | — | — |
| 3M | -8.92% | — | — |
| 6M | +3.49% | — | — |
| 1Y | +1.67% | — | +0.36% |
| 3Y | +5.39% | — | +3.22% |
| Since Launch | +5.63% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.26Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
4.48%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.99How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt84.10%
Cash15.90%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 10 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 20.7276% |
| Net Current Assets | Unspecified | Net Current Assets | 15.9026% |
| STATE DEVELOPMENT LOAN 37361 CHT 15AP31 7.37 FV RS 100 | Unspecified | State Development Loan | 15.0293% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 14.7401% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 14.476% |
| STATE DEVELOPMENT LOAN 37290 RAJ 25MR36 7.65 FV RS 100 | Unspecified | State Development Loan | 13.4844% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 2.9365% |
| GOI Sec 7.23 15/04/2039 | Entities | GOI Securities | 1.5276% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.6111% |
| Others CBLO | Unspecified | CBLO | 0.5647% |
Fund management
PA
Pankaj Pathak
Since 2025 · Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.
Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune).
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - long duration fund. Recovered from its worst fall in 4 months. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- Recovered from its worst fall in 4 months.
- Ranks 16 of 64 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Entities makes up 54% — trouble in that sector hits the whole fund.