Sharpe ratio
0.55Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.74%1Y Absolute Return
-0.60%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Large & Mid Cap Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹10,18,759 | ₹7,32,612 | ₹2,86,147 | +13.32% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code120665
ISININF789F01UG3
BenchmarkNIFTY Large Midcap 250 TRI
CategoryEquity Scheme - Large & Mid Cap Fund
Expense ratio1.05%
Exit loadExit load of 1% if redeemed less than 1 year
Minimum SIP₹500 SIP
Return comparison
77th / 142 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +130.27% | — | — |
| 3M | -0.74% | — | — |
| 6M | +9.35% | — | — |
| 1Y | +1.74% | — | +1.73% |
| 3Y | +15.60% | — | +11.84% |
| 5Y | +13.32% | — | +9.46% |
| 10Y | +14.88% | — | — |
| Since Launch | +14.35% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.75Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.06%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.35How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity95.41%
Cash2.81%
Real Estate1.65%
Debt0.13%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 76 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 5.4859% |
| ICICI Bank Ltd | Financial | Equity | 3.5665% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.8951% |
| Net Current Assets | Unspecified | Net Current Assets | 2.8025% |
| State Bank of India | Financial | Equity | 2.6523% |
| ITC Ltd | Consumer Staples | Equity | 2.6512% |
| Bharti Airtel Ltd | Technology | Equity | 2.6486% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 2.4863% |
| Infosys Ltd | Technology | Equity | 2.4668% |
| Aditya Birla Capital Ltd | Financial | Equity | 2.4463% |
Fund management
V
V Srivatsa
Since 2017 · Prior to joining UTI Mutual Fund in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.
Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - large & mid cap fund. Ahead of its category average over 3Y by 3.8 points. Has fallen sharply before — down -41.5% at its worst.
Strengths
- Ahead of its category average over 3Y by 3.8 points.
- Well spread out — top 10 holdings are only 30% of the portfolio.
- Same fund manager for 10+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -41.5% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.1% volatility.
Risk drivers
- None