Sharpe ratio
0.46Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-0.78%1Y Absolute Return
-0.58%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Large Cap Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,68,308 | ₹7,32,612 | ₹1,35,696 | +7.03% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age13.9 yrs
Fund information
Scheme code120656
ISININF789F01US8
BenchmarkBSE 100 TRI
CategoryEquity Scheme - Large Cap Fund
Expense ratio1.18%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
87th / 152 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +219.18% | — | — |
| 3M | +13.97% | — | — |
| 6M | +18.18% | — | — |
| 1Y | -0.78% | — | -0.95% |
| 3Y | +10.11% | — | +9.65% |
| 5Y | +7.03% | — | +6.87% |
| 10Y | +12.61% | — | — |
| Since Launch | +12.73% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.64Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.99%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.37How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 66 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 9.4641% |
| HDFC Bank Ltd | Financial | Equity | 8.8729% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.0971% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.4515% |
| Infosys Ltd | Technology | Equity | 4.3309% |
| Bharti Airtel Ltd | Technology | Equity | 4.2661% |
| Net Current Assets | Unspecified | Net Current Assets | 3.8988% |
| Bajaj Finance Ltd | Financial | Equity | 3.8248% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.7714% |
| Zomato Ltd | Technology | Equity | 3.3746% |
Fund management
KA
Karthikraj Lakshmanan
Since 2022 · Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.
Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk equity scheme - large cap fund. Ahead of its category average over 3Y by 0.5 points. Ranks 87 of 152 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 0.5 points.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.0% volatility.
Risk drivers
- None