Sharpe ratio
0.39Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.03%1Y Absolute Return
-0.56%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Focused Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹9,41,229 | ₹7,32,612 | ₹2,08,617 | +10.24% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.11
₹1 Lakh since launch₹1.11 Lakh
Fund age5.2 yrs
Fund information
Scheme code149091
ISININF789F1AVA3
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Focused Fund
Expense ratio1.12%
Exit loadExit load of 1% if redeemed within 365 days.
Minimum SIP₹500 SIP
Return comparison
49th / 114 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +244.47% | — | — |
| 3M | +10.90% | — | — |
| 6M | +23.38% | — | — |
| 1Y | +3.03% | — | +2.11% |
| 3Y | +12.30% | — | +11.00% |
| 5Y | +10.24% | — | +8.29% |
| Since Launch | +11.19% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.55Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.37%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.58How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 31 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 9.3958% |
| HDFC Bank Ltd | Financial | Equity | 8.0109% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.8127% |
| Zomato Ltd | Technology | Equity | 5.4993% |
| Larsen & Toubro Ltd | Industrials | Equity | 4.7746% |
| Bajaj Finance Ltd | Financial | Equity | 4.3806% |
| State Bank of India | Financial | Equity | 4.1098% |
| Bharti Airtel Ltd | Technology | Equity | 3.984% |
| Coforge Ltd | Technology | Equity | 3.6508% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.639% |
Fund management
VI
Vishal Chopda
Since 2022 · He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Mr. Chopda is BE, PGDM & CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - focused fund. Ahead of its category average over 3Y by 1.3 points. Ranks 49 of 114 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 1.3 points.
- Losses and swings stayed contained — worst fall -19.3%, volatility 15.4%.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.4% volatility.
Risk drivers
- None