Sharpe ratio
0.50Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.41%1Y Absolute Return
-0.50%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI - Flexi Cap Fund-Growth Option - DirectFund 5Y annualised return | ₹8,16,331 | ₹7,32,612 | ₹83,719 | +4.52% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age13.9 yrs
Fund information
Scheme code120662
ISININF789F01TC4
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Flexi Cap Fund
Expense ratio1.16%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹500 SIP
Return comparison
84th / 175 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +132.08% | — | — |
| 3M | +0.94% | — | — |
| 6M | +29.79% | — | — |
| 1Y | +2.41% | — | +2.11% |
| 3Y | +10.19% | — | +11.41% |
| 5Y | +4.52% | — | +8.78% |
| 10Y | +13.11% | — | — |
| Since Launch | +13.37% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.69Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.48%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.39How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 63 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bajaj Finance Ltd | Financial | Equity | 6.2625% |
| Zomato Ltd | Technology | Equity | 6.0689% |
| ICICI Bank Ltd | Financial | Equity | 5.9617% |
| HDFC Bank Ltd | Financial | Equity | 4.6696% |
| Titan Company Ltd | Consumer Discretionary | Equity | 4.0602% |
| Coforge Ltd | Technology | Equity | 3.5514% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 3.5432% |
| Info Edge (India) Ltd | Technology | Equity | 3.5156% |
| Bharti Airtel Ltd | Technology | Equity | 3.4811% |
| Persistent Systems Ltd | Technology | Equity | 3.3256% |
Fund management
AJ
Ajay Tyagi
Since 2016 · He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.
Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.
KA
Kamal Gada
Since 2025 · Prior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer.
Mr. Gada is B.com, CA, CS, & CFA
AK
Akash Dilip Shah
Since 2026 · Mr Akash Dilip Shah joined UTI AMC Ltd as Management Trainee and presently he is designated as an Investment Associate - Equity.
Commerce Graduate, CA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk equity scheme - flexi cap fund. Same fund manager for 11+ years — the strategy has not chopped and changed. Trailing its category average over 3Y by 1.2 points.
Strengths
- Same fund manager for 11+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 1.2 points.
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.5% volatility.
Risk drivers
- None