Sharpe ratio
0.17Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-0.78%1Y Absolute Return
-0.59%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Dividend Yield Fund - Direct Plan - IDCWFund 5Y annualised return | ₹8,93,117 | ₹7,32,612 | ₹1,60,505 | +8.16% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code120750
ISININF789F01SU8
BenchmarkNIFTY 500 Total Return Index
CategoryEquity Scheme - Dividend Yield Fund
Expense ratio1.46%
Exit load—
Minimum SIP—
Return comparison
22nd / 42 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +114.11% | — | — |
| 3M | -0.30% | — | — |
| 6M | +6.18% | — | — |
| 1Y | -0.78% | — | -1.17% |
| 3Y | +11.65% | — | +10.49% |
| 5Y | +8.16% | — | +9.48% |
| 10Y | +9.47% | — | — |
| Since Launch | +7.96% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.22Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.67%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.20How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity91.58%
Real Estate6.24%
Cash1.63%
Debt0.55%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 63 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 8.7265% |
| ICICI Bank Ltd | Financial | Equity | 5.6856% |
| State Bank of India | Financial | Equity | 3.4239% |
| Bharti Airtel Ltd | Technology | Equity | 2.964% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.824% |
| Tech Mahindra Ltd | Technology | Equity | 2.7726% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.7203% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 2.4055% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 2.3343% |
| Infosys Ltd | Technology | Equity | 2.2014% |
Fund management
AM
Amit Kumar Premchandani
Since 2022 · Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - dividend yield fund. Ahead of its category average over 3Y by 1.2 points. Trailing its category average over 5Y by 1.3 points.
Strengths
- Ahead of its category average over 3Y by 1.2 points.
Weaknesses
- Trailing its category average over 5Y by 1.3 points.
- Has fallen sharply before — down -40.2% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.7% volatility.
Risk drivers
- None