Sharpe ratio
0.96Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.71%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI CRISIL SDL Maturity June 2027 Index Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,78,955 | ₹7,32,612 | ₹1,46,343 | +7.52% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.8 yrs
Fund information
Scheme code151239
ISININF789F1AWZ8
BenchmarkCRISIL IBX SDL - June 2027
CategoryOther Scheme - Index Funds
Expense ratio0.19%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
141st / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.53% | — | — |
| 3M | +4.54% | — | — |
| 6M | +5.69% | — | — |
| 1Y | +5.71% | — | +1.74% |
| 3Y | +7.52% | — | +9.75% |
| Since Launch | +7.30% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.20Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.60%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
19.02How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.25%
Cash3.75%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 16 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Gujarat State SDL 7.52 24/05/2027 | Industrials | State Development Loan | 15.562% |
| Uttar Pradesh State SDL 7.64 29/03/2027 | Unspecified | State Development Loan | 15.5491% |
| Maharashtra State SDL 7.51 24/05/2027 | Unspecified | State Development Loan | 14.7827% |
| Haryana State SDL 7.53 24/05/2027 | Unspecified | State Development Loan | 7.7773% |
| West Bengal State SDL 7.78 01/03/2027 | Unspecified | State Development Loan | 7.7701% |
| Madhya Pradesh State SDL 7.76 01/03/2027 | Unspecified | State Development Loan | 7.769% |
| STATE DEVELOPMENT LOAN 23020 AP 22AP27 6.9 FV RS 100 | Financial | State Development Loan | 7.73% |
| STATE DEVELOPMENT LOAN 23134 AP 06MY27 6.35 FV RS 100 | Financial | State Development Loan | 7.6986% |
| Net Current Assets | Unspecified | Net Current Assets | 3.7515% |
| Karnataka State SDL 7.75 01/03/2027 | Unspecified | State Development Loan | 2.7201% |
Fund management
JA
Jaydeep Bhowal
Since 2025 · He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.4%, volatility 0.6%. Trailing its category average over 3Y by 2.2 points.
Strengths
- Losses and swings stayed contained — worst fall -0.4%, volatility 0.6%.
- Recovered from its worst fall in 0 months.
- Ranks 141 of 1122 in its category over 1 year.
Weaknesses
- Trailing its category average over 3Y by 2.2 points.
- Top 10 holdings make up 91% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 91% of the portfolio.
- Unspecified makes up 68% — trouble in that sector hits the whole fund.