Sharpe ratio
0.47Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.64%1Y Absolute Return
-0.41%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| UTI Balanced Advantage Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹9,40,034 | ₹7,32,612 | ₹2,07,422 | +10.19% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age3.2 yrs
Fund information
Scheme code151885
ISININF789F1AYV3
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.72%
Exit loadExit load of 1%, if redeemed within 90 days.
Minimum SIP₹500 SIP
Return comparison
56th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +136.45% | — | — |
| 3M | +11.39% | — | — |
| 6M | +15.03% | — | — |
| 1Y | +1.64% | — | +0.31% |
| 3Y | +10.19% | — | +7.18% |
| Since Launch | +10.11% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.70Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.42%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.97How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity67.57%
Debt29.24%
Cash2.56%
Real Estate0.63%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 87 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.6729% |
| ICICI Bank Ltd | Financial | Equity | 6.4976% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.4194% |
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 4.378% |
| UTI Floater Fund Direct - Growth | Unspecified | Mutual Fund | 3.5218% |
| Bharti Airtel Ltd | Technology | Equity | 3.4839% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.9675% |
| Axis Bank Ltd | Financial | Equity | 2.8042% |
| Bajaj Finance Ltd | Financial | Equity | 2.7192% |
| Infosys Ltd | Technology | Equity | 2.6825% |
Fund management
AN
Anurag Mittal
Since 2023 · Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
SA
Sachin Trivedi
Since 2023 · He began his career in June 2001, with UTI AMC. He has more than 13 years of experience in research and portfolio management. Presently, he leads the Equity research in the capacity of Head – Research. He is also a fund manager
Mr. Sachin Trivedi is a CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 3.0 points. Ranks 56 of 145 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 3.0 points.
- Losses and swings stayed contained — worst fall -10.5%, volatility 9.4%.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.4% volatility.
Risk drivers
- None