Sharpe ratio
-1.37Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+5.36%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Low Duration Fund - Direct Plan - Growth OptionFund 1Y annualised return · 5Y history unavailable | ₹8,33,261 | ₹7,32,612 | ₹1,00,649 | +5.36% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age1.3 yrs
Fund information
Scheme code153654
ISININF582M01LQ6
BenchmarkNIFTY Low Duration Debt Index A-I
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.26%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
78th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.07% | — | — |
| 3M | +3.65% | — | — |
| 6M | +6.05% | — | — |
| 1Y | +5.36% | — | +2.45% |
| Since Launch | +5.55% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-2.93Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.69%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
20.29How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt90.88%
Cash9.12%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 18 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 22.43% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC | Industrials | Debenture | 7.79% |
| NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC | Financial | Debenture | 7.76% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 646 8.50 NCD 25JL27 FVRS1LAC | Financial | Non Convertible Debenture | 7.76% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 7.75% |
| BAJAJ FINANCE LIMITED 7.7951 NCD 10DC27 FVRS1LAC | Financial | Debenture | 7.73% |
| POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC | Financial | Debenture | 7.69% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC | Financial | Non Convertible Debenture | 7.68% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 7.54% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 7.37% |
Fund management
AN
Anindya Sarkar
Since 2025 · Prior to joining Union Asset Management Company Private Limited, he has worked with Sarcon Blockbuild Ltd, Navigators Inc., ICAP India Private Limited.
Mr. Sarkar is a BE Civil, MBA (Finance), MBA (Risk & Insurance), FRM
DE
Devesh Thacker
Since 2025 · Prior to joining Union AMC in 2011 he has worked with Sahara AMC.
Mr. Thacker is a B.Com (H) and Post graduate from University of Pune.
Compare similar funds
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Summary
A low to moderate-risk debt scheme - low duration fund. Losses and swings stayed contained — worst fall -0.3%, volatility 0.7%. Top 10 holdings make up 92% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.3%, volatility 0.7%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 92% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 92% of the portfolio.
- Financial makes up 73% — trouble in that sector hits the whole fund.