Sharpe ratio
-0.25Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+4.14%1Y Absolute Return
-0.06%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Short Duration Fund - Direct Plan - Growth OptionFund 1Y annualised return · 5Y history unavailable | ₹8,08,820 | ₹7,32,612 | ₹76,208 | +4.14% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age1.8 yrs
Fund information
Scheme code153242
ISININF582M01KO3
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.36%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
61st / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.76% | — | — |
| 3M | +1.39% | — | — |
| 6M | +5.77% | — | — |
| 1Y | +4.14% | — | +2.20% |
| Since Launch | +6.12% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.48Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
1.26%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
12.00How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt86.89%
Cash13.11%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 13 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 10.71% |
| INDIAN OIL CORPORATION LIMITED SR XXVII 7.25 NCD 06JN30 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 10.03% |
| POWER FINANCE CORPORATION LTD. SR 207 7.04 BD 16DC30 FVRS10LAC | Financial | Debenture | 9.92% |
| REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC | Financial | Debenture | 9.87% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 9.87% |
| JIO CREDIT LIMITED SR II 7.08 NCD 26MY28 FVRS1LAC | Financial | Debenture | 9.85% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 8.0% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 7.65% |
| BANK OF BARODA CD 08MAR27 | Financial | Certificate of Deposit | 7.61% |
| CANARA BANK CD 11MAR27 | Financial | Certificate of Deposit | 7.61% |
Fund management
AN
Anindya Sarkar
Since 2025 · Prior to joining Union Asset Management Company Private Limited, he has worked with Sarcon Blockbuild Ltd, Navigators Inc., ICAP India Private Limited.
Mr. Sarkar is a BE Civil, MBA (Finance), MBA (Risk & Insurance), FRM
SH
Shrenuj Parekh
Since 2025 · Prior to joining Union Mutual Fund, Crisil Ltd, Axis Bank and Deloitte
Mr. Parekh has done B.Com and CA
Compare similar funds
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Summary
A moderate-risk debt scheme - short duration fund. Losses and swings stayed contained — worst fall -0.5%, volatility 1.3%. Top 10 holdings make up 91% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.5%, volatility 1.3%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 91% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 91% of the portfolio.
- Financial makes up 61% — trouble in that sector hits the whole fund.