Sharpe ratio
1.31Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+8.86%1Y Absolute Return
+0.09%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Midcap Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹10,46,764 | ₹7,32,612 | ₹3,14,152 | +14.36% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.29
₹1 Lakh since launch₹1.29 Lakh
Fund age6.6 yrs
Fund information
Scheme code148073
ISININF582M01GI3
BenchmarkBSE 150 MidCap TRI
CategoryEquity Scheme - Mid Cap Fund
Expense ratio1.14%
Exit loadExit load of 1%, if redeemed within 15 days.
Minimum SIP₹500 SIP
Return comparison
16th / 127 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +75.60% | — | — |
| 3M | -3.75% | — | — |
| 6M | +15.99% | — | — |
| 1Y | +8.86% | — | +3.02% |
| 3Y | +17.03% | — | +13.42% |
| 5Y | +14.36% | — | +11.30% |
| Since Launch | +29.49% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.84Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
16.84%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.39How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.90%
Cash1.06%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 76 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| The Federal Bank Ltd | Financial | Equity | 4.0% |
| Max Financial Services Ltd | Financial | Equity | 3.08% |
| Fortis Healthcare Ltd | Healthcare | Equity | 2.71% |
| GE T&D India Ltd | Industrials | Equity | 2.5% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 2.45% |
| Ipca Laboratories Ltd | Healthcare | Equity | 2.45% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 2.4% |
| Phoenix Mills Ltd | Real Estate | Equity | 2.21% |
| JSW Energy Ltd | Energy & Utilities | Equity | 2.13% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 2.09% |
Fund management
PR
Pratik Dharmshi
Since 2024 · Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.
Mr. Dharmshi has done B. Com & CA
GA
Gaurav Chopra
Since 2023 · Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - mid cap fund. Ahead of its category average over 3Y by 3.6 points.
Strengths
- Ahead of its category average over 3Y by 3.6 points.
- Turned every ₹1 into ₹5.5 since launch — compounding at 29.5% a year.
- Well spread out — top 10 holdings are only 26% of the portfolio.
- Ranks 16 of 127 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 16.8% volatility.
Risk drivers
- None