Sharpe ratio
0.31Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.31%1Y Absolute Return
-0.38%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Largecap Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,75,678 | ₹7,32,612 | ₹1,43,066 | +7.37% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.11
₹1 Lakh since launch₹1.11 Lakh
Fund age9.5 yrs
Fund information
Scheme code141248
ISININF582M01CU7
BenchmarkBSE 100 TRI
CategoryEquity Scheme - Large Cap Fund
Expense ratio1.68%
Exit loadExit load of 1%, if redeemed within 15 days.
Minimum SIP₹500 SIP
Return comparison
70th / 152 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +238.64% | — | — |
| 3M | +11.98% | — | — |
| 6M | +16.13% | — | — |
| 1Y | +0.31% | — | -0.95% |
| 3Y | +10.21% | — | +9.65% |
| 5Y | +7.37% | — | +6.87% |
| Since Launch | +10.53% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.43Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.48%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.29How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 56 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 9.52% |
| HDFC Bank Ltd | Financial | Equity | 6.83% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.42% |
| State Bank of India | Financial | Equity | 4.61% |
| Bharti Airtel Ltd | Technology | Equity | 4.37% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.69% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 3.25% |
| Axis Bank Ltd | Financial | Equity | 3.02% |
| Zomato Ltd | Technology | Equity | 2.88% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.87% |
Fund management
SA
Sanjay Bembalkar
Since 2021 · Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
PR
Pratik Dharmshi
Since 2025 · Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.
Mr. Dharmshi has done B. Com & CA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk equity scheme - large cap fund. Ahead of its category average over 3Y by 0.6 points. Has fallen sharply before — down -36.4% at its worst.
Strengths
- Ahead of its category average over 3Y by 0.6 points.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -36.4% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 14.5% volatility.
Risk drivers
- None