Sharpe ratio
0.66Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+8.34%1Y Absolute Return
-0.20%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Large & Midcap Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹9,62,588 | ₹7,32,612 | ₹2,29,976 | +11.12% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.17
₹1 Lakh since launch₹1.17 Lakh
Fund age6.9 yrs
Fund information
Scheme code147750
ISININF582M01GA0
BenchmarkNIFTY Large Midcap 250 TRI
CategoryEquity Scheme - Large & Mid Cap Fund
Expense ratio1.26%
Exit loadExit load of 1%, if redeemed within 15 days.
Minimum SIP₹500 SIP
Return comparison
16th / 142 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +135.02% | — | — |
| 3M | +7.86% | — | — |
| 6M | +23.87% | — | — |
| 1Y | +8.34% | — | +1.73% |
| 3Y | +14.35% | — | +11.84% |
| 5Y | +11.12% | — | +9.46% |
| Since Launch | +17.46% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.89Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.79%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.49How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.23%
Cash1.74%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 80 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 3.63% |
| ICICI Bank Ltd | Financial | Equity | 3.62% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.58% |
| The Federal Bank Ltd | Financial | Equity | 2.52% |
| Bharti Airtel Ltd | Technology | Equity | 2.46% |
| Max Financial Services Ltd | Financial | Equity | 2.29% |
| Repo | Unspecified | Repo | 2.22% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 2.17% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 2.13% |
| CG Power & Industrial Solutions Ltd | Industrials | Equity | 2.08% |
Fund management
VI
Vinod Malviya
Since 2024 · Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)
PR
Pratik Dharmshi
Since 2024 · Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.
Mr. Dharmshi has done B. Com & CA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - large & mid cap fund. Ahead of its category average over 3Y by 2.5 points. Has fallen sharply before — down -35.6% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.5 points.
- Recovered from its worst fall in 6 months.
- Well spread out — top 10 holdings are only 26% of the portfolio.
- Ranks 16 of 142 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -35.6% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.8% volatility.
Risk drivers
- Corrections have been sharp — worst fall -35.6% with 15.8% volatility. Took 6 months to recover last time.