Sharpe ratio
-0.06Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+0.90%1Y Absolute Return
-0.28%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Dynamic Bond Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,09,017 | ₹7,32,612 | ₹76,405 | +4.15% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age13.9 yrs
Fund information
Scheme code119311
ISININF582M01799
BenchmarkCRISIL Dynamic Bond A-III Index
CategoryDebt Scheme - Dynamic Bond
Expense ratio1.25%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
98th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +16.24% | — | — |
| 3M | -7.77% | — | — |
| 6M | +4.05% | — | — |
| 1Y | +0.90% | — | +1.66% |
| 3Y | +4.97% | — | +3.62% |
| 5Y | +4.15% | — | +3.39% |
| 10Y | +5.15% | — | — |
| Since Launch | +6.16% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.09Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
4.36%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.91How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt93.53%
Cash6.47%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 10 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 46.82% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 21.4% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC | Financial | Debenture | 7.42% |
| REC LIMITED SR 228-B 7.71 BD 30NV33 FVRS1LAC | Financial | Debenture | 7.35% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 7.23% |
| Repo | Unspecified | Repo | 3.44% |
| Net Receivables | Unspecified | Net Receivables | 3.03% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 2.76% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.48% |
| 364 Day T-BILL 09 July 2026 | Financial | Treasury Bills | 0.07% |
Fund management
DE
Devesh Thacker
Since 2018 · Prior to joining Union AMC in 2011 he has worked with Sahara AMC.
Mr. Thacker is a B.Com (H) and Post graduate from University of Pune.
PA
Parijat Agrawal
Since 2012 · Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - dynamic bond fund. Same fund manager for 14+ years — the strategy has not chopped and changed. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- Same fund manager for 14+ years — the strategy has not chopped and changed.
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
- Ranks 98 of 160 in its category over 1 year.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Entities makes up 68% — trouble in that sector hits the whole fund.