Sharpe ratio
-0.06Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
—1Y Absolute Return
-0.19%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Consumption Fund - Direct Plan - Growth OptionFund since-launch annualised return · 5Y history unavailable | ₹8,12,367 | ₹7,32,612 | ₹79,755 | +4.32% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.04
₹1 Lakh since launch₹1.04 Lakh
Fund age0.9 yrs
Fund information
Scheme code154020
ISININF582M01MH3
BenchmarkNIFTY India Consumption TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.53%
Exit loadExit load of 1%, if redeemed within 1 Year.
Minimum SIP₹500 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +146.07% | — | — |
| 3M | +13.39% | — | — |
| 6M | +27.68% | — | — |
| Since Launch | +4.32% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.09Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
15.52%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.26How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.45%
Cash1.51%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bharti Airtel Ltd | Technology | Equity | 7.11% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 6.75% |
| Zomato Ltd | Technology | Equity | 5.19% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 4.59% |
| Varun Beverages Ltd | Consumer Staples | Equity | 4.5% |
| Trent Ltd | Consumer Discretionary | Equity | 4.38% |
| Titan Company Ltd | Consumer Discretionary | Equity | 3.6% |
| Radico Khaitan Ltd | Consumer Staples | Equity | 3.46% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 3.29% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 3.06% |
Fund management
VI
Vinod Malviya
Since 2025 · Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)
SA
Sanjay Bembalkar
Since 2025 · Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -16.8%, volatility 15.5%.
Strengths
- Losses and swings stayed contained — worst fall -16.8%, volatility 15.5%.
- Recovered from its worst fall in 4 months.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.5% volatility.
Risk drivers
- None