Sharpe ratio
0.61Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.92%1Y Absolute Return
-0.24%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Union Aggressive Hybrid Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹9,13,996 | ₹7,32,612 | ₹1,81,384 | +9.08% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age5.9 yrs
Fund information
Scheme code148592
ISININF582M01GY0
BenchmarkCRISIL Hybrid 35+65 Aggressive Index
CategoryHybrid Scheme - Aggressive Hybrid Fund
Expense ratio1.70%
Exit loadExit load of 1% if redeemed within 15 days.
Minimum SIP₹500 SIP
Return comparison
25th / 159 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +95.91% | — | — |
| 3M | +6.53% | — | — |
| 6M | +17.74% | — | — |
| 1Y | +4.92% | — | -0.13% |
| 3Y | +11.83% | — | +8.78% |
| 5Y | +9.08% | — | +7.29% |
| Since Launch | +12.89% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.85Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.37%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.85How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity77.09%
Debt19.25%
Cash3.66%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 82 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 5.82% |
| HDFC Bank Ltd | Financial | Equity | 5.1% |
| REC LIMITED SR 236-A 7.45 BD 31AG35 FVRS1LAC | Financial | Debenture | 3.42% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 3.41% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC | Financial | Bonds | 3.41% |
| Repo | Unspecified | Repo | 3.2% |
| State Bank of India | Financial | Equity | 2.69% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.13% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.12% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 2.07% |
Fund management
VI
Vinod Malviya
Since 2024 · Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)
SA
Sanjay Bembalkar
Since 2023 · Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
PA
Parijat Agrawal
Since 2020 · Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - aggressive hybrid fund. Ahead of its category average over 3Y by 3.0 points.
Strengths
- Ahead of its category average over 3Y by 3.0 points.
- Recovered from its worst fall in 6 months.
- Well spread out — top 10 holdings are only 27% of the portfolio.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
- Ranks 25 of 159 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.4% volatility.
Risk drivers
- None