Sharpe ratio
-11.77Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+5.81%1Y Absolute Return
+0.03%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Unifi Liquid Fund- Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,42,521 | ₹7,32,612 | ₹1,09,909 | +5.81% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age1.4 yrs
Fund information
Scheme code153570
ISININF1MIY01056
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.09%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹1,000 SIP
Return comparison
112th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.51% | — | — |
| 3M | +5.29% | — | — |
| 6M | +5.41% | — | — |
| 1Y | +5.81% | — | -3.10% |
| Since Launch | +5.85% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.00Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.18%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
—How well the fund rewarded investors relative to its biggest decline.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Cash93.68%
Debt6.32%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
4 of 4 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 93.6055% |
| HDFC SECURITIES LIMITED 91D CP 05AUG26 | Financial | Commercial Paper | 5.5416% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.7752% |
| Net Current Assets | Unspecified | Net Current Assets | 0.0777% |
Fund management
KA
Karthik Srinivas
Since 2025 · Prior to joining Unifi MF he was associated with Sanmar Group and Deloitte in their Risk Advisory practice.
Chartered Accountant (ICAI, CFA.
SA
Saravanan V N
Since 2025 · Prior to joining Unifi MF he worked for ICICI Bank, Aithent technologies and PWC in their compliance, risk management and audit departments
B. Com. from Loyola College (affiliated to Madras University), Chartered Accountant (ICAI)
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - liquid fund. NAV has been stable for its category — worst fall 0.00% with 0.2% volatility. Ranks 112 of 360 in its category over 1 year.
Strengths
- NAV has been stable for its category — worst fall 0.00% with 0.2% volatility.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None