Sharpe ratio
2.14Return earned for the risk taken.
Excellent
Excellent risk-adjusted returns. The fund has rewarded investors exceptionally well for the risk taken.
+8.55%1Y Absolute Return
-0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund - Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹9,01,892 | ₹7,32,612 | ₹1,69,280 | +8.55% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age1.7 yrs
Fund information
Scheme code153376
ISININF1MIY01015
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.40%
Exit loadExit Load for units in excess of 20% of the investment,1.5% will be charged for redemption within 12 months.
Minimum SIP₹500 SIP
Return comparison
2nd / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.57% | — | — |
| 3M | +8.70% | — | — |
| 6M | +9.57% | — | — |
| 1Y | +8.55% | — | +0.31% |
| Since Launch | +8.47% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
5.60Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.95%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
50.97How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt52.89%
Hedged Equity35.52%
Equity7.87%
Cash3.72%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 239 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 35.5185% |
| TVS Motor Company Ltd - Pref. Shares | Consumer Discretionary | Preference Shares | 7.7171% |
| VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC | Materials | Debenture | 4.7168% |
| SHREM INFRA INVEST PRIVATE LIMITED SR SIPLNCD2028 9.75 LOA 15MY28 FVRS1LAC | Industrials | Non Convertible Debenture | 4.3703% |
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 4.3388% |
| GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LAC | Industrials | Bonds | 3.7124% |
| GMR GOA INTERNATIONAL AIRPORT LIMITED 10 NCD 27SP43 FVRS1LAC | Industrials | Non Convertible Debenture | 3.1236% |
| HDFC Bank Ltd | Financial | Equity | 2.5007% |
| SRG HOUSING FINANCE LIMITED 11.52 NCD 01MR31 FVRS1LAC | Financial | Non Convertible Debenture | 2.3232% |
| 12.03% SI Creva Capital Private Ltd. 22-MAY-2028 ** | Financial | Non Convertible Debenture | 2.2527% |
Fund management
AE
Aejas Lakhani
Since 2025 · Prior to joining Unifi MF he was associated with Edelweiss Asset Management Limited.
MA (Economics), M. Com, MBA.
KA
Karthik Srinivas
Since 2025 · Prior to joining Unifi MF he was associated with Sanmar Group and Deloitte in their Risk Advisory practice.
Chartered Accountant (ICAI, CFA.
SA
Saravanan V N
Since 2025 · Prior to joining Unifi MF he worked for ICICI Bank, Aithent technologies and PWC in their compliance, risk management and audit departments
B. Com. from Loyola College (affiliated to Madras University), Chartered Accountant (ICAI)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Losses and swings stayed contained — worst fall -0.2%, volatility 0.9%. Consumer Discretionary makes up 99% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.2%, volatility 0.9%.
- Recovered from its worst fall in 0 months.
- Well spread out — top 10 holdings are only 8% of the portfolio.
- Ranks 2 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its moderately high risk level.
Risk drivers
- Consumer Discretionary makes up 99% — trouble in that sector hits the whole fund.