Sharpe ratio
0.27Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
—1Y Absolute Return
-0.52%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| The Wealth Company Multi Asset Allocation Fund - Direct GrowthFund since-launch annualised return · 5Y history unavailable | ₹9,20,941 | ₹7,32,612 | ₹1,88,329 | +9.38% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age0.9 yrs
Fund information
Scheme code153999
ISININF2F0001347
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio1.04%
Exit loadExit load of 1%, if redeemed within 30 Days.
Minimum SIP₹250 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +16.83% | — | — |
| 3M | -3.36% | — | — |
| 6M | +3.86% | — | — |
| Since Launch | +9.38% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.37Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.34%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.86How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity57.03%
Debt28.32%
Commodities11.04%
Real Estate1.95%
Cash1.66%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 66 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 6.4324% |
| Others CBLO | Unspecified | CBLO | 5.3164% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC | Financial | Bonds | 4.3067% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 4.2356% |
| ICICI Bank Ltd | Financial | Equity | 3.509% |
| The Wealth Company Gold ETF - Growth | Financial | Mutual Fund | 3.2601% |
| HDFC Bank Ltd | Financial | Equity | 3.139% |
| BANK OF BARODA CD 23JUL26 | Financial | Certificate of Deposit | 2.6491% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 2.1524% |
| BSE Ltd | Financial | Equity | 1.9689% |
Fund management
NI
Niranjan Das
Since 2025 · Prior to joining the The Wealh Company MF,he has been worked with UTI Mutual Fund for 30 years.
Mr. Das is MBA in Finance and M.Com
AP
Aparna Shanker
Since 2025 · Prior to joining the The Wealth Company MF, she was associated with SBI MF, Unit Trust of India, Birla Global Finance and Sahara Mutual Fund.
MBA (Finance), PGD in Treasury & Forex Management, B.Sc., LLB.
UM
Umesh Sharma
Since 2025 · Prior to joining The Wealth Company Mutual Fund he has worked with Franklin Templeton MF, ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
Mr. Sharma is a B.Com (H), CS and CA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -11.0%, volatility 13.3%.
Strengths
- Losses and swings stayed contained — worst fall -11.0%, volatility 13.3%.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 20% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.3% volatility.
Risk drivers
- None