Sharpe ratio
-7.17Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.63%1Y Absolute Return
+0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| THE WEALTH COMPANY LIQUID FUND DIRECT GROWTHFund 1Y annualised return · 5Y history unavailable | ₹8,59,741 | ₹7,32,612 | ₹1,27,129 | +6.63% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age1.1 yrs
Fund information
Scheme code153883
ISININF2F0001081
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.10%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹250 SIP
Return comparison
10th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.86% | — | — |
| 3M | +6.37% | — | — |
| 6M | +6.71% | — | — |
| 1Y | +6.63% | — | -3.10% |
| Since Launch | +6.57% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-152.69Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.20%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
701.14How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio109%
Debt109.10%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 30 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Others CBLO | Unspecified | CBLO | 12.9971% |
| Punjab National Bank (17/09/2026) ** | Financial | Certificate of Deposit | 8.7471% |
| GOVERNMENT OF INDIA 37423 091 DAYS TBILL 06AG26 FV RS 100 | Financial | Treasury Bills | 5.2908% |
| NTPC LIMITED 91D CP 17JUL26 | Energy & Utilities | Commercial Paper | 4.4192% |
| GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 100 | Financial | Treasury Bills | 4.3952% |
| HDFC BANK LIMITED CD 20AUG26 | Financial | Certificate of Deposit | 4.3939% |
| POONAWALLA FINCORP LIMITED 91D CP 19AUG26 | Financial | Commercial Paper | 4.391% |
| CANARA BANK CD 01SEP26 | Financial | Certificate of Deposit | 4.385% |
| BANK OF INDIA CD 31AUG26 | Financial | Certificate of Deposit | 4.3845% |
| AXIS BANK LIMITED CD 02SEP26 | Financial | Certificate of Deposit | 4.3838% |
Fund management
NE
Neeraj Jain
Since 2025 · Prior to joining The Wealth Company Mutual Fund, he has worked with Trust Mutual fund and Trust Group and Futures First.
Mr. Jain has done B.E(Mechanical) and PGPM, Finance
VA
Varun Nanavati
Since 2025 · Prior to joining the The Wealth Company MF, he was associated with Crisil Ratings Ltd, Citi, KPMG India.
B.COM and Chartered Accountant
UM
Umesh Sharma
Since 2025 · Prior to joining The Wealth Company Mutual Fund he has worked with Franklin Templeton MF, ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
Mr. Sharma is a B.Com (H), CS and CA.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - liquid fund. NAV has been stable for its category — worst fall -0.01% with 0.2% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.01% with 0.2% volatility.
- Ranks 10 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None