Sharpe ratio
-0.41Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
—1Y Absolute Return
-0.43%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| The Wealth Company Balanced Advantage Fund - Direct GrowthFund since-launch annualised return · 5Y history unavailable | ₹7,60,343 | ₹7,32,612 | ₹27,731 | +1.57% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.02
₹1 Lakh since launch₹1.02 Lakh
Fund age0.7 yrs
Fund information
Scheme code154185
ISININF2F0001479
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.10%
Exit loadExit load of 1%, if redeemed within 180 days.
Minimum SIP₹250 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +81.82% | — | — |
| 3M | -4.01% | — | — |
| 6M | +3.82% | — | — |
| Since Launch | +1.57% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.59Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
10.61%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.17How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity66.79%
Debt31.74%
Cash1.23%
Real Estate0.24%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 52 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Others CBLO | Unspecified | CBLO | 10.8096% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 6.305% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC | Financial | Bonds | 4.2214% |
| HDFC Bank Ltd | Financial | Equity | 4.1593% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 4.1517% |
| BAJAJ FINANCE LIMITED 7.57 NCD 03AP30 FVRS1LAC | Financial | Non Convertible Debenture | 4.1448% |
| ICICI Bank Ltd | Financial | Equity | 2.7612% |
| Billionbrains Garage Ventures Ltd. | Financial | Equity | 2.5152% |
| Trent Ltd | Consumer Discretionary | Equity | 2.4776% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 2.1097% |
Fund management
AP
Aparna Shanker
Since 2026 · Prior to joining the The Wealth Company MF, she was associated with SBI MF, Unit Trust of India, Birla Global Finance and Sahara Mutual Fund.
MBA (Finance), PGD in Treasury & Forex Management, B.Sc., LLB.
VA
Varun Nanavati
Since 2026 · Prior to joining the The Wealth Company MF, he was associated with Crisil Ratings Ltd, Citi, KPMG India.
B.COM and Chartered Accountant
UM
Umesh Sharma
Since 2026 · Prior to joining The Wealth Company Mutual Fund he has worked with Franklin Templeton MF, ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
Mr. Sharma is a B.Com (H), CS and CA.
Compare similar funds
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Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Losses and swings stayed contained — worst fall -9.1%, volatility 10.6%.
Strengths
- Losses and swings stayed contained — worst fall -9.1%, volatility 10.6%.
- Well spread out — top 10 holdings are only 23% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.6% volatility.
Risk drivers
- None