Sharpe ratio
0.07Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.95%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Ultra Short Term Fund-Direct Plan-GrowthFund 5Y annualised return | ₹8,64,654 | ₹7,32,612 | ₹1,32,042 | +6.86% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age7.8 yrs
Fund information
Scheme code146075
ISININF277K011T0
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.32%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
3rd / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.91% | — | — |
| 3M | +6.45% | — | — |
| 6M | +7.43% | — | — |
| 1Y | +6.95% | — | +2.44% |
| 3Y | +7.47% | — | +2.87% |
| 5Y | +6.86% | — | +2.76% |
| Since Launch | +6.48% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.22Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.46%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
9.10How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio103%
Debt103.46%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 49 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 10.3852% |
| Others IRS | Unspecified | Interest Rate Swap | 9.5005% |
| Repo | Unspecified | Repo | 6.5654% |
| BANK OF BARODA CD 05NOV26 | Financial | Certificate of Deposit | 4.6383% |
| THE KARUR VYSYA BANK LIMITED CD 23NOV26 | Financial | Certificate of Deposit | 4.619% |
| YES BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 4.0731% |
| UJJIVAN SMALL FINANCE BANK LIMITED CD 18MAR27 | Financial | Certificate of Deposit | 4.0494% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 06NOV26 | Financial | Certificate of Deposit | 3.7085% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 3.6915% |
| EQUITAS SMALL FINANCE BANK LIMITED CD 11MAR27 | Financial | Certificate of Deposit | 3.599% |
Fund management
DH
Dhawal Joshi
Since 2025 · Prior to joining the Tata AMC, he was associated with A.K Capital Services Ltd, Crest Capital Ltd,
Bachelor of Engineering (IT), MMS (Finance)
AM
Amit Somani
Since 2025 · Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
Mr.Somani is a B.Com, PGDBM and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -0.7%, volatility 0.5%. Financial makes up 87% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.7%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Ranks 3 of 209 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 87% — trouble in that sector hits the whole fund.