Sharpe ratio
0.42Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.12%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Treasury Advantage Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,58,466 | ₹7,32,612 | ₹1,25,854 | +6.57% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119863
ISININF277K01OK4
BenchmarkCRISIL Low Duration Debt A-I Index
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.27%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
5th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.27% | — | — |
| 3M | +4.96% | — | — |
| 6M | +6.99% | — | — |
| 1Y | +6.12% | — | +2.45% |
| 3Y | +7.24% | — | +3.20% |
| 5Y | +6.57% | — | +3.00% |
| 10Y | +6.19% | — | — |
| Since Launch | +7.00% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.47Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.60%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.36How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.54%
Cash2.46%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 52 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| DLF CYBER CITY DEVELOPERS LTD 6.92 NCD 28JL28 FVRS1LAC | Real Estate | Non Convertible Debenture | 6.03% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # | Financial | Certificate of Deposit | 5.81% |
| BARCLAYS INVESTMENTS & LOANS (INDIA) PRIVATE LIMITED 182D CP 18AUG26 | Financial | Commercial Paper | 4.83% |
| HDFC BANK LIMITED CD 19NOV26 | Financial | Certificate of Deposit | 4.75% |
| Kerala State SDL 7.80 15/03/2027 | Unspecified | State Development Loan | 4.69% |
| Union Bank of India CD | Financial | Certificate of Deposit | 4.65% |
| LIQUID GOLD SERIES 18 SERIES A PTC 12FEB26 | Unspecified | Securitised Debt | 3.83% |
| LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC | Financial | Non Convertible Debenture | 3.42% |
| ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC | Energy & Utilities | Debenture | 3.17% |
| TORRENT PHARMACEUTICALS LTD SR 1 7.45 NCD 19JN28 FVRS1LAC | Healthcare | Debenture | 2.91% |
Fund management
AK
Akhil Mittal
Since 2014 · Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.
Mr. Mittal is B.Com (H) and MBA from University Business School.
DH
Dhawal Joshi
Since 2026 · Prior to joining the Tata AMC, he was associated with A.K Capital Services Ltd, Crest Capital Ltd,
Bachelor of Engineering (IT), MMS (Finance)
Compare similar funds
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Summary
A low to moderate-risk debt scheme - low duration fund. Same fund manager for 12+ years — the strategy has not chopped and changed. Financial makes up 66% — trouble in that sector hits the whole fund.
Strengths
- Same fund manager for 12+ years — the strategy has not chopped and changed.
- Ranks 5 of 226 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 66% — trouble in that sector hits the whole fund.