Sharpe ratio
0.54Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.48%1Y Absolute Return
-0.06%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Short Term Bond Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,53,599 | ₹7,32,612 | ₹1,20,987 | +6.34% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119949
ISININF277K01QR4
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.37%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
35th / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.87% | — | — |
| 3M | +1.33% | — | — |
| 6M | +5.60% | — | — |
| 1Y | +4.48% | — | +2.20% |
| 3Y | +7.02% | — | +4.12% |
| 5Y | +6.34% | — | +3.81% |
| 10Y | +6.35% | — | — |
| Since Launch | +7.37% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.75Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.25%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.44How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.51%
Cash2.49%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 46 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| BANK OF BARODA CD 05MAR27 | Financial | Certificate of Deposit | 8.16% |
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 5.08% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 4.89% |
| BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC | Technology | Debenture | 4.3% |
| EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LAC | Financial | Debenture | 4.3% |
| PUNJAB NATIONAL BANK CD 09FEB27 | Financial | Certificate of Deposit | 4.1% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR-124 7.54 LOA 31OT27 FVRS10LAC | Financial | Debenture | 4.04% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 3.98% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 3.53% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 3.44% |
Fund management
AM
Amit Somani
Since 2025 · Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
Mr.Somani is a B.Com, PGDBM and CFA.
DH
Dhawal Joshi
Since 2026 · Prior to joining the Tata AMC, he was associated with A.K Capital Services Ltd, Crest Capital Ltd,
Bachelor of Engineering (IT), MMS (Finance)
Compare similar funds
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Summary
A moderate-risk debt scheme - short duration fund. Ranks 35 of 172 in its category over 1 year. Financial makes up 71% — trouble in that sector hits the whole fund.
Strengths
- Ranks 35 of 172 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 71% — trouble in that sector hits the whole fund.