Sharpe ratio
1.00Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+2.45%1Y Absolute Return
-0.33%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Multi Asset Allocation Fund-Direct Plan-GrowthFund 5Y annualised return | ₹9,76,754 | ₹7,32,612 | ₹2,44,142 | +11.69% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age6.7 yrs
Fund information
Scheme code148053
ISININF277K019Y3
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.62%
Exit loadExit load of 0.50%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
75th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +64.61% | — | — |
| 3M | -6.44% | — | — |
| 6M | +3.31% | — | — |
| 1Y | +2.45% | — | +3.20% |
| 3Y | +13.35% | — | +13.01% |
| 5Y | +11.69% | — | +10.73% |
| Since Launch | +17.55% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.39Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
10.83%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.30How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity62.30%
Cash12.47%
Commodities11.53%
Debt9.78%
Hedged Equity3.92%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 118 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 11.62% |
| Tata Gold ETF - Growth | Unspecified | Mutual Fund | 5.58% |
| Repo | Unspecified | Repo | 5.29% |
| Silver Commodity | Unspecified | Silver Commodity | 4.6% |
| HDFC Bank Ltd | Financial | Equity | 3.91% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.81% |
| Others Gold | Unspecified | Gold | 3.74% |
| ICICI Bank Ltd | Financial | Equity | 3.04% |
| Bharti Airtel Ltd | Technology | Equity | 2.66% |
| Axis Bank Ltd | Financial | Equity | 2.59% |
Fund management
MU
Murthy Nagarajan
Since 2020 · Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
RA
Rahul Singh
Since 2020 · Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.
Mr. Singh is B.Tech & PGDBM
TA
Tapan Patel
Since 2023 · Prior to joining Tata Mutual Fund, he has worked with HDFC Securities Ltd, LKP Securities Ltd, Kotak Commodity Services Pvt. Ltd and Edelweiss Comtrade Ltd.
Mr. Patel has done BBA, CFA and MFA from ICFAI
SA
Sailesh Jain
Since 2020 · Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Mr. Jain is a Commerce Graduate and an MBA.
AM
Amit Somani
Since 2026 · Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
Mr.Somani is a B.Com, PGDBM and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Ahead of its category average over 3Y by 0.3 points. Ranks 75 of 124 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 0.3 points.
- Losses and swings stayed contained — worst fall -13.5%, volatility 10.8%.
- Recovered from its worst fall in 1 months.
- Well spread out — top 10 holdings are only 23% of the portfolio.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
Weaknesses
- Ranks 75 of 124 in its category over 1 year.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.8% volatility.
Risk drivers
- None