Sharpe ratio
-0.39Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.59%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Money Market Fund- Direct Plan- Growth OptionFund 5Y annualised return | ₹8,66,371 | ₹7,32,612 | ₹1,33,759 | +6.94% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119424
ISININF277K01PR6
BenchmarkCRISIL Money Market A-I Index
CategoryDebt Scheme - Money Market Fund
Expense ratio0.18%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
6th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.85% | — | — |
| 3M | +6.19% | — | — |
| 6M | +7.30% | — | — |
| 1Y | +6.59% | — | +2.65% |
| 3Y | +7.48% | — | +3.43% |
| 5Y | +6.94% | — | +3.19% |
| 10Y | +6.04% | — | — |
| Since Launch | +6.77% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.40Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.51%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.03How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio102%
Debt101.93%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 81 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| 91 DAYS T-BILL - 24SEP2026 | Financial | Treasury Bills | 4.38% |
| AXIS BANK LIMITED CD 26NOV26 | Financial | Certificate of Deposit | 4.09% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.79% |
| KOTAK MAHINDRA BANK LIMITED CD 04FEB27 | Financial | Certificate of Deposit | 3.59% |
| YES BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.41% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 27JAN27 | Financial | Certificate of Deposit | 3.22% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 3.17% |
| KOTAK MAHINDRA BANK LIMITED CD 27NOV26 | Financial | Certificate of Deposit | 3.03% |
| INDIAN BANK CD 17SEP26 | Financial | Certificate of Deposit | 2.99% |
| INDIAN OVERSEAS BANK CD 24FEB27 | Financial | Certificate of Deposit | 2.98% |
Fund management
AM
Amit Somani
Since 2013 · Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
Mr.Somani is a B.Com, PGDBM and CFA.
HA
Harsh Dave
Since 2026 · Prior to joining Tata Mutual Fund, he has worked with ICICI Bank Ltd.
Mr. Dave has done B.E and PGDM(BFSI)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - money market fund. Same fund manager for 13+ years — the strategy has not chopped and changed. Worst fall of -6.57% is larger than this category should typically see.
Strengths
- Same fund manager for 13+ years — the strategy has not chopped and changed.
- Ranks 6 of 186 in its category over 1 year.
Weaknesses
- Worst fall of -6.57% is larger than this category should typically see.
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None