Sharpe ratio
0.24Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.57%1Y Absolute Return
+0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Liquid Fund- Direct Plan-Growth OptionFund 5Y annualised return | ₹8,56,134 | ₹7,32,612 | ₹1,23,522 | +6.46% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.49
₹1 Lakh since launch₹1.49 Lakh
Fund age13.9 yrs
Fund information
Scheme code119861
ISININF277K01YE6
BenchmarkCRISIL Liquid Debt A-I Index
CategoryDebt Scheme - Liquid Fund
Expense ratio0.23%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
23rd / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.94% | — | — |
| 3M | +6.31% | — | — |
| 6M | +6.66% | — | — |
| 1Y | +6.57% | — | -3.10% |
| 3Y | +6.93% | — | -0.91% |
| 5Y | +6.46% | — | -1.97% |
| 10Y | +6.13% | — | — |
| Since Launch | +48.95% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
8820.14Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.18%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
212.47How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio118%
Debt118.42%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 67 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Financial | Commercial Paper | 5.04% |
| LIC Housing Finance Limited (17/09/2026) | Financial | Commercial Paper | 4.48% |
| HDFC Bank Limited (25/08/2026) ** # | Financial | Certificate of Deposit | 4.38% |
| EXPORT IMPORT BANK OF INDIA 91D CP 09SEP26 | Financial | Certificate of Deposit | 4.26% |
| BANK OF BARODA CD 01SEP26 | Financial | Certificate of Deposit | 4.26% |
| GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 100 | Financial | Treasury Bills | 4.05% |
| THE JAMMU AND KASHMIR BANK LIMITED CD 21AUG26 | Financial | Certificate of Deposit | 3.37% |
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 3.36% |
| CANARA BANK CD 01SEP26 | Financial | Certificate of Deposit | 3.25% |
| AXIS BANK LIMITED CD 01SEP26 | Financial | Certificate of Deposit | 3.25% |
Fund management
HA
Harsh Dave
Since 2024 · Prior to joining Tata Mutual Fund, he has worked with ICICI Bank Ltd.
Mr. Dave has done B.E and PGDM(BFSI)
DH
Dhawal Joshi
Since 2026 · Prior to joining the Tata AMC, he was associated with A.K Capital Services Ltd, Crest Capital Ltd,
Bachelor of Engineering (IT), MMS (Finance)
Compare similar funds
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Summary
A moderate-risk debt scheme - liquid fund. Turned every ₹1 into ₹250.9 since launch — compounding at 49.0% a year.
Strengths
- Turned every ₹1 into ₹250.9 since launch — compounding at 49.0% a year.
- Ranks 23 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None